10089 Spring Hill Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 10089 Spring Hill Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1986
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jan 2021)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0443-0230`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0443-0230`
Alternative APNs	`00478860` `478860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	466 sqft
Patio Area	40 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00478860
Street Address	10089 SPRING HILL DR
City	SPRING HILL
State	FL
Zip	34608-6671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 443 LOT 23
Legal Range	17E
Legal Township	23S
Legal Section	25
Legal Subdivision	SPRING HILL UN 8
Legal Block	443
Legal Lot Number	23
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3026
Census Tract	41105

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10089 SPRING HILL DR, SPRING HILL, FL 34608-6671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 19, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Sep 18, 2017	Grant Deed, Transfer SHORE TO SHORE TITLE INC
Jun 30, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Sep 16, 1997 · Amount on Record
Deed Document Number	2021003593
Deed Book / Page	3940 / 958
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10089 SPRING HILL DR, SPRING HILL, FL 34608-6671
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10089 SPRING HILL DR, SPRING HILL, FL 34608-6671

Mortgage

Document Number	0042181166
Date	Sep 12, 2022
Book Page	4218/1166
Instrument	2022068054

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48222

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 19, 2021
Property Address	10089 SPRING HILL DR, SPRING HILL, FL 34608-6671
Document Number	0039400958
Book / Page	3940 / 958
Map Reference	MB 8 PG 27-37
Instrument Date	Jan 15, 2021
Instrument	2021003593
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10089 SPRING HILL DR, 10089, SPRING HILL, FL 34608-6671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10089 SPRING HILL DR, SPRING HILL, FL 34608-6671

Mortgage

Document Number	3940960
Date	Jan 19, 2021
Instrument	3940/960

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 18, 2017
Property Address	10089 SPRING HILL DR, SPRING HILL, FL 34608-6671
Document Number	0035070833
Book / Page	003507 / 000833
Instrument Date	Sep 11, 2017
Instrument	52439
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	SHORE TO SHORE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10089 SPRING HILL DR SPRING HILL FL 346086671, SPRING HILL, FL 34608-6671

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 30, 2017
Property Address	10089 SPRING HILL DR, SPRING HILL, FL 34608-6671
Document Number	0034840392
Book / Page	003484 / 000392
Instrument Date	Jun 13, 2017
Instrument	37427
Transaction Type	Foreclosure
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 (-4.77%) Additional exemption filed	$241,105 (+1.05%) Land $32,500 Building $208,605	$241,105 (-6.29%) Land $32,500 Building $208,605
2023		$238,605 Land $17,139 Building $221,466
2022	$3,022.00		$257,282 Land $31,500 Building $225,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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