10089 Hobart Rd, Willoughby, OH 44094 Property Records

Lake County property record for 10089 Hobart Rd, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,980 sqft · built 1931
Lot Size	3.52 acres (153,331 sqft)
Owner	Individual Name on File
Tax Bill	$12,126 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-A-022-C-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-022-C-00-001-0`
Alternative APN	`E 27`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,980 sqft Living Area
1st Floor Area	1,262 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Architectural Style	Colonial
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	153,331 sqft (3.52 acres)
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	245 sqft
Deck Area	32 sqft
Patio Area	1,188 sqft
Balcony	Balcony
Balcony Area	14 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	E 27
Street Address	10089 HOBART RD
City	WILLOUGHBY
State	OH
Zip	44094-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 8 TRACT 2
Legal Subdivision	KIRTLAND TOWNSHIP 02
Legal Tract	2
Legal Lot Number	8
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3024
Census Tract	206400

Owner

10089 Hobart Rd is owned and occupied by an individual who acquired it in April 2000.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	10089 HOBART RD, WILLOUGHBY, OH 44094-9723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2000
Deed Sale	Apr 3, 2000
Deed Document Number	E1119
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10089 HOBART RD, WILLOUGHBY, OH 44094-9723
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021544
Date	Jun 24, 2021
Instrument	2021R021544

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	JOHNSTON, RI 02919

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 3, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	10089 HOBART RD, WILLOUGHBY, OH 44094-9723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037211
Date	Dec 15, 2020
Instrument	2020R037211

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$12,126.00 (+101.46%) Homeowner's exemption	$115,800 (-) Land $34,460 Building $81,340
2022	$6,019.00 Homeowner's exemption	$115,800 Land $34,460 Building $81,340
2021			$330,870 Land $98,460 Building $232,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10089 Hobart Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10089 Hobart Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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