10088 Montevina Dr, Estero, FL 33928 Property Records

Lee County property record for 10088 Montevina Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,609 sqft · built 2014
Lot Size	0.089 acres (3,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2019)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-46-25-E4-36000.0240`

Property Details

APN / Parcel Number

Primary APN	`35-46-25-E4-36000.0240`
Alternative APNs	`253546E4360000240` `10561391`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,609 sqft Living Area
Gross Area	2,285 sqft
1st Floor Area	1,525 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	3,877 sqft (0.089 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	258 sqft
Patio Area	84 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10561391
Street Address	10088 MONTEVINA DR
City	ESTERO
State	FL
Zip	33928-4246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILLA PALMERAS AS DESC IN INST #2013000058644 LOT 24
Legal Range	25E
Legal Township	46S
Legal Section	35
Legal Subdivision	VILLA PALMERAS
Legal Block	2
Legal Lot Number	24
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2001
Census Tract	50306

Owner

Source: Lee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10088 MONTEVINA DR, ESTERO, FL 33928-4246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCING CORP
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY FNDG
Feb 5, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Prior Sale	Sep 12, 2016 · Amount on Record
Deed Document Number	201925427
Prior Transfer Date	Apr 9, 2015
Prior Transfer Doc	0000094220
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	10088 MONTEVINA DR, ESTERO, FL 33928-4246
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10088 MONTEVINA DR, ESTERO, FL 33928-4246

Mortgage

Document Number	0000286542
Date	Oct 27, 2025
Instrument	2025000286542

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	10088 MONTEVINA DR, ESTERO, FL 33928-4246
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10088 MONTEVINA DR, ESTERO, FL 33928-4246

Mortgage

Document Number	0000289576
Date	Sep 12, 2022
Instrument	2022000289576

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	10088 MONTEVINA DR, ESTERO, FL 33928-4246
Document Number	0000264917
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10088 MONTEVINA DR ESTERO FL 339284246, ESTERO, FL 33928-4246

Mortgage

Document Number	0000264917
Date	Oct 29, 2020
Instrument	264917

Lender

Name	FAIRWAY FNDG
Type	Funding / Finance Company
Address	LAKEWOOD RANCH, FL 34202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 5, 2019
Property Address	10088 MONTEVINA DR, ESTERO, FL 33928-4246
Document Number	0000025427
Instrument Date	Jan 31, 2019
Instrument	25427
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	PREMIER LAND TITLE COMPANY INC, PREMIER LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10088 MONTEVINA DR ESTERO FL 339284246, ESTERO, FL 33928-4246

Mortgage

Document Number	25428
Date	Feb 5, 2019
Instrument	25428

Lender

Name	FAIRWAY FNDG
Type	Funding / Finance Company
Address	LAKEWOOD RANCH, FL 34202

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,649 (+2.7%)	$359,582 (-4.14%) Land $62,178 Building $297,404
2025	$3,223.00 (+7.61%) Homeowner's exemption	$259,639 (+5.99%)	$375,101 (-2.35%) Land $67,830 Building $307,271
2023	$2,995.00 (-1.42%) Homeowner's exemption	$244,973 (+3%)	$384,130 (+26.81%) Land $129,319 Building $254,811
2022	$3,038.00 Homeowner's exemption	$237,838	$302,916 Land $112,851 Building $190,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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