10086 Nuerto Ln, Spring Valley, CA 91977 Property Records

San Diego County property record for 10086 Nuerto Ln, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1980
Lot Size	0.72 acres (3,121 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jan 2022)
Tax Bill	$8,453 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-632-03-00`

Property Details

APN / Parcel Number

Primary APN	`505-632-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	3,121 sqft (0.72 acres)
Garage Type	Detached

Location & Zoning

Street Address	10086 NUERTO LN
City	SPRING VALLEY
State	CA
Zip	91977-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 3 TR 008873
Legal Subdivision	SAN DIEGO #3658
Legal Tract	008873
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13504

Owner

10086 Nuerto Ln is owned by two individuals who bought it in January 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1843 EL PRADO AVE, LEMON GROVE, CA 91945-3920
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage POINT MORTGAGE CORP
Jul 31, 2020	Loan Modification, Mortgage · VA Mortgage SHELLPOINT MTG SVCNG
Jan 9, 2019	Grant Deed, Transfer · VA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Prior Sale	Jan 9, 2019 · Amount on File
Deed Document Number	202213634
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0000265315
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2022
Property Address	10086 NUERTO LN, SPRING VALLEY, CA 91977-7131
Document Number	0000013634
Map Reference	MAP 8873
Instrument Date	Dec 14, 2021
Instrument	2022-0013634
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1843 EL PRADO AVE, LEMON GROVE, CA 91945-3920

Mortgage

Document Number	0000013635
Date	Jan 10, 2022
Instrument	2022-0013635

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10086 NUERTO LN, SPRING VALLEY, CA 91977-7131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449515
Date	Oct 8, 2019
Instrument	2019-0449515

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	10086 NUERTO LN, SPRING VALLEY, CA 91977-7131
Document Number	0000519060
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10086 NUERTO LN SPRING VALLEY CA 919777131, SPRING VALLEY, CA 91977-7131

Mortgage

Document Number	0000519060
Date	Sep 8, 2020
Instrument	519060

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2050

Interest

Rate	3.5%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2019
Property Address	10086 NUERTO LN, SPRING VALLEY, CA 91977-7131
Document Number	0000008768
Map Reference	MAP 8873
Instrument Date	Dec 18, 2018
Instrument	2019-0008768
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10086 NUERTO LN, SPRING VALLEY, CA 91977-7131

Mortgage

Document Number	0000008769
Date	Jan 9, 2019
Instrument	2019-0008769

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10086 Nuerto Ln was $8,453.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,691 (+2%) Land $305,560 Building $360,131
2025	$8,453.00	$652,639 Land $299,569 Building $353,070
2023	$7,917.00 (+43.71%)	$627,299 Land $287,938 Building $339,361
2022	$5,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10086 Nuerto Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10086 Nuerto Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband.

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