10085 Sappington Rd, Saint Louis, MO 63128 Property Records

St. Louis County property record for 10085 Sappington Rd, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 1956
Lot Size	0.436 acres (19,001 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Oct 2018)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28L-14-0165`

Property Details

APN / Parcel Number

Primary APN	`28L-14-0165`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,539 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	19,001 sqft (0.436 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10085 SAPPINGTON RD
City	SAINT LOUIS
State	MO
Zip	63128-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	101R-3
Legal Description	ST CATHERINE LA BOURE PLAT 1 LOT PT 3 W LINE SAPPINGTON RD 220 FT N OF ROANNA LN
Legal Subdivision	ST CATHERINE LA BOURE PLAT 1
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2003
Census Tract	221202

Owner

10085 Sappington Rd is owned and occupied by two individuals who bought it in October 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10085 SAPPINGTON RD, SAINT LOUIS, MO 63128-1652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Oct 23, 2018	Warranty Deed, Transfer GERSHMAN MTG
Oct 2, 2017	Warranty Deed, Transfer CORNERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on File
Deed Sale	Oct 23, 2018 · Amount on File
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	201867
Deed Book / Page	23250 / 348
Prior Transfer Date	Sep 4, 2012
Prior Transfer Doc	0201521980
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	10085 SAPPINGTON RD, SAINT LOUIS, MO 63128-1652
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10085 SAPPINGTON RD, SAINT LOUIS, MO 63128-1652

Mortgage

Document Number	0245462051
Date	Dec 29, 2020
Book Page	24546/2051
Instrument	2020122900681

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 23, 2018
Property Address	10085 SAPPINGTON RD, SAINT LOUIS, MO 63128-1652
Document Number	0232500348
Book / Page	023250 / 000348
Instrument Date	Oct 22, 2018
Instrument	67
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10085 SAPPINGTON RD ST LOUIS MO 631281652, ST LOUIS, MO 63128-1652

Mortgage

Document Number	232500351
Date	Oct 23, 2018
Book Page	023250/000351
Instrument	68

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 2, 2017
Property Address	10085 SAPPINGTON RD, SAINT LOUIS, MO 63128-1652
Document Number	0227182856
Book / Page	022718 / 002856
Instrument Date	Sep 28, 2017
Instrument	531
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10085 SAPPINGTON RD ST LOUIS MO 631281652, ST LOUIS, MO 63128-1652

Mortgage

Document Number	227182859
Date	Oct 2, 2017
Book Page	022718/002859
Instrument	532

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10085 Sappington Rd was $3,806, up 5.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,830 (-) Land $22,570 Building $37,260	$314,900 (-) Land $118,800 Building $196,100
2025	$3,806.00 (+5.66%)	$59,830 Land $22,570 Building $37,260	$314,900 Land $118,800 Building $196,100
2024	$3,602.00 (+0.25%)
2023	$3,593.00	$55,400 Land $22,570 Building $32,830	$291,600 Land $118,800 Building $172,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10085 Sappington Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1981–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10085 Sappington Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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