10085 Ratliff Dr, Claremore, OK 74017 Property Records

Rogers County property record for 10085 Ratliff Dr, Claremore, OK 74017

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,223 sqft · built 2016
Lot Size	2.69 acres (117,220 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Apr 2024)
Tax Bill	$7,046 (2025)
Deeds & Mortgages	Jan 2025 Transfer Apr 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00151-003-0007`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00151-003-0007`
Alternative APNs	`0091329` `91329`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,223 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	117,220 sqft (2.69 acres)
Garage Type	Attached
Garage Area	1,139 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	91329
Street Address	10085 RATLIFF DR
City	CLAREMORE
State	OK
Zip	74017-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & 7 BLOCK 3 CEDAR SPRINGS
Legal Range	16E
Legal Township	22N
Legal Section	31
Legal Subdivision	CEDAR SPRINGS
Legal Block	3
Legal Lot Number	6,7
Jurisdiction	ROGERS OK
Township / Civil Division	CLAREMORE
Census Block Group	1
Census Block	1066
Census Tract	50304

Owner

Source: Rogers County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Intrafamily Transfer, Transfer
Apr 24, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 24, 2024	Correction Deed TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Oct 11, 2019	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	20245091
Last Transfer Date	Jan 6, 2025
Transfer Doc	0000000283
Record Updated	Oct 29, 2026

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROGERS OK
Recording Date	Jan 8, 2025
Property Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318
Document Number	0000000283
Instrument Date	Jan 8, 2025
Instrument	2025-000283
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Apr 24, 2024
Property Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318
Document Number	0000005091
Instrument Date	Apr 19, 2024
Instrument	2024-005091
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318

Mortgage

Document Number	0000005092
Date	Apr 24, 2024
Instrument	2024-005092

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROGERS OK
Recording Date	Apr 24, 2024
Property Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318
Document Number	0000005090
Instrument Date	Apr 12, 2024
Instrument	2024-005090
Record Updated	May 9, 2024
Title Company	TITAN TITLE AND CLOSING LLC, TITAN TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021009063
Date	May 14, 2021
Instrument	2021-009063

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Nov 1, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026080819
Date	Jan 31, 2017
Book Page	2608/0819
Instrument	2017-001569

Lender

Name	F & M BANK
Type	Bank
Address	EDMOND, OK 73012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318
Document Number	0000015331
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10085 RATLIFF DR CLAREMORE OK 740171318, CLAREMORE, OK 74017-1318

Mortgage

Document Number	0000015331
Date	Oct 28, 2019
Instrument	15331

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 27, 2039

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROGERS OK
Recording Date	Nov 9, 2018
Property Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318
Document Number	0000016354
Instrument Date	Oct 31, 2018
Instrument	2018-016354
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10085 RATLIFF DR, CLAREMORE, OK 74017-1318

Mortgage

Document Number	0000016355
Date	Nov 9, 2018
Instrument	2018-016355

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Oologah-Talala Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,938 (+22.63%) Land $14,410 Building $66,528	$735,800 (+22.63%) Land $131,003 Building $604,797
2025	$7,046.00 (+37.06%) Homeowner's exemption	$66,000 (+34.46%) Land $14,410 Building $51,590	$600,000 (+4.43%) Land $131,003 Building $468,997
2024	$5,141.00 (+5.76%)	$49,086 (+5%) Land $4,796 Building $44,290	$574,559 (+30.19%) Land $77,443 Building $497,116
2023	$4,861.00	$46,749 Land $4,180 Building $42,569	$441,323 Land $38,000 Building $403,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 35
The Junction Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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