10085 Phillips Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10085 Phillips Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,656 sqft · built 1988
Lot Size	0.226 acres (9,827 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Mar 2021)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2021 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-7-35-04-0-00026-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-7-35-04-0-00026-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,656 sqft Adjusted Area
1st Floor Area	1,458 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,827 sqft (0.226 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Location & Zoning

Street Address	10085 PHILLIPS DR
City	OLIVE BRANCH
State	MS
Zip	38654-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PHILLIPS PLACE S-D SEC B LOT 26
Legal Range	006
Legal Township	01S
Legal Section	35
Legal Subdivision	PHILLIPS PLACE S-D
Legal Lot Number	26
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1001
Census Tract	70822

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION
Mar 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage MISSISSIPPI HOME CORPORATION
May 2, 2018	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
May 2, 2018	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Apr 29, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, MEMPHIS TITLE COMPANY
Mar 9, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Oct 20, 2020	Trustee's Deed, Foreclosure
May 2, 2018	Deed, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT
Nov 16, 2017	Deed, Transfer
Jul 14, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Oct 20, 2020 · Amount on Record
Deed Book / Page	950 / 390
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000936/89
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833

Mortgage

Document Number	005294/104
Date	Jul 16, 2021
Book Page	5294/104

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Non-Lending Institution
Address	JACKSON, MS 39202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Mar 2, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833

Mortgage

Document Number	005179/396
Date	Mar 9, 2021
Book Page	5179/396

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Non-Lending Institution
Address	JACKSON, MS 39202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 2, 2031

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004533/484
Date	May 2, 2018
Book Page	4533/484
Instrument	T04533-00484

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004533/606
Date	May 2, 2018
Book Page	4533/606
Instrument	T04533-00606

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004535/253
Date	May 4, 2018
Book Page	4535/253
Instrument	T04535-00253

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Apr 29, 2021
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Document Number	000956/228
Book / Page	956 / 228
Map Reference	MB 27 PG 51
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 9, 2021
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Document Number	000950/390
Book / Page	950 / 390
Map Reference	MB 237 PG 51
Instrument Date	Mar 2, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 558, NESBIT, MS 38651-0558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833

Mortgage

Document Number	0005179382
Date	Mar 9, 2021
Instrument	5179/382

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 20, 2020
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Document Number	0000936/89
Book / Page	936 / 89
Map Reference	MB 27 PG 51
Instrument Date	Oct 19, 2020
Transaction Type	Foreclosure
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 558, OLIVE BRANCH, MS 38654-0558
Investor	Possibly a Property Investor

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	May 2, 2018
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Document Number	000855/070
Book / Page	0855 / 070
Map Reference	PB 27 PG 51
Instrument Date	Apr 27, 2018
Instrument	W00855-00070
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5388 MEADOW POINTE DR, 5388, SOUTHAVEN, MS 38672-6719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 16, 2017
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Document Number	0000841/36
Book / Page	841 / 36
Map Reference	BK 27 PG 51
Instrument Date	Oct 17, 2017
Instrument	W00841-00036
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, 4425, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5699 GETWELL RD BLDG G1, G1, SOUTHAVEN, MS 38672-7303
Investor	Possibly a Property Investor

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 14, 2017
Property Address	10085 PHILLIPS DR, OLIVE BRANCH, MS 38654-1833
Document Number	20170714010204110
Map Reference	PL27 PG51
Instrument Date	Jun 30, 2017
Instrument	20170714010204110
Transaction Type	Foreclosure
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 W CAPITOL AVE, 400, LITTLE ROCK, AR 72201-3436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 CORPORATE DR, TROY, MI 48098-2639
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,454.00 (+14.58%)	$12,558 (+35.02%) Land $2,000 Building $10,558	$125,579 (+35.02%) Land $20,000 Building $105,579
2023	$1,269.00	$9,301	$93,011 Land $20,000 Building $73,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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