10081 Dixie Hwy, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 10081 Dixie Hwy, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,768 sqft · built 1945
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2015)
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-23-600-0048-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-600-0048-000`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	187 ft deep x 50 ft wide
Garage Area	846 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10081 DIXIE HWY
City	IRA
State	MI
Zip	48023-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	E 50 FT OF W 150 FT OF LOT 51 SUPERVISORS BOWERS ANCHOR BAY PLAT T3NR15E SEC 16
Legal Range	15E
Legal Township	03N
Legal Section	01
Legal Subdivision	SUPERVISORS BOWERS ANCHOR BAY PLAT
Legal Lot Number	51
Legal Unit	51
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1011
Census Tract	650200

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10081 DIXIE HWY, IRA, MI 48023-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2015 · Amount on Record
Deed Sale	Jul 7, 2015 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	201516048
Deed Book / Page	4619 / 753
Prior Transfer Date	Feb 4, 2008
Prior Transfer Doc	003811/561
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 9, 2026
Property Address	10081 DIXIE HWY, IRA, MI 48023-2821
Document Number	0000013863
Book / Page	5942 / 3
Instrument Date	Jul 1, 2026
Instrument	202613863
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74274 BURK ST, ARMADA, MI 48005-7704

Mortgage

Document Number	0000013863,
Date	Jul 9, 2026
Book Page	5942/3
Instrument	202613863

Lender

Name	CAPITAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (-39.75%) Homeowner's exemption	$238,400 (+15.17%)
2024	$5,530.00 (+10.73%)		$476,800 (+15.17%)
2023		$207,000
2022	$4,994.00		$414,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Nearby Flood Policies	120 in force
Nearby Flood Claims	219 (1978–2026)
Claims Outside the SFHA	60 of 219
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20