Morgan County property record for 1008 W Clay Rd, Versailles, MO 65084
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1977 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,012 (Jun 2025) |
| Tax Bill | $384 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-1.0-12-100-003-004.000 |
| Primary APN | 11-1.0-12-100-003-004.000 |
|---|
| Building Area | 1,008 sqft Living Area |
|---|---|
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1999 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1008 W CLAY RD |
|---|---|
| City | VERSAILLES |
| State | MO |
| Zip | 65084-9375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 1 KAHLERS ACRES 1ST ADD TO VERS 100 X 100 |
| Legal Range | 18 |
| Legal Township | 42 |
| Legal Section | 12 |
| Legal Subdivision | KAHLERS ACRES 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | HAW CREEK |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 470300 |
Source: Morgan County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Mar 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Nov 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 4, 2025 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Mar 26, 2021 | Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | Mar 26, 2021 · Amount on Record |
| Deed Document Number | 20252424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Document Number | 0202204477 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 202204477 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Document Number | 0202501183 |
|---|---|
| Date | Mar 31, 2025 |
| Instrument | 202501183 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10058 W CLAY RD, VERSAILLES, MO 65084 |
| Document Number | 0202501183 |
|---|---|
| Date | Mar 27, 2025 |
| Instrument | 202501183 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Document Number | 0202405308 |
|---|---|
| Date | Nov 20, 2024 |
| Instrument | 202405308 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Jun 4, 2025 |
| Property Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Document Number | 0202502424 |
| Map Reference | MB 1970 PG 9 |
| Instrument Date | Jun 2, 2025 |
| Instrument | 202502424 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | HUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TTL GUARAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Document Number | 0202502425 |
|---|---|
| Date | Jun 4, 2025 |
| Instrument | 202502425 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Mar 26, 2021 |
| Property Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Document Number | 0202101952 |
| Map Reference | MB 1970 PG 9 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 202101952 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC CAM |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1008 W CLAY RD, VERSAILLES, MO 65084-9375 |
| Document Number | 0202101953 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 202101953 |
| Name | COMMUNITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Morgan County assessment roll, as of July 30, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Municipality | Versailles City |
| Unified School District | Morgan County R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $384.00 (+7.26%) | $8,870 (+10.88%) Land $1,501 Building $7,369 | $46,700 (-) Land $7,900 Building $38,800 |
| 2024 | $46,700 (+10.93%) Land $7,900 Building $38,800 | ||
| 2023 | $358.00 (+0.28%) | $8,000 | |
| 2022 | $357.00 (+17.82%) | $42,100 Land $7,000 Building $35,100 | |
| 2011 | $303.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERSAILLES PWS serves 2,539 people · EPA ID MO3010819 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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