1008 Vine St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1008 Vine St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1941
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2024)
Tax Bill	$2,856 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8912-19-353-002`

Property Details

APN / Parcel Number

Primary APN	`8912-19-353-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	996 sqft
Attic	Attic
Attic Area	448 sqft
Basement Area	996 sqft
Finished Basement	475 sqft
Unfinished Basement	996 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1008 VINE ST
City	WATERLOO
State	IA
Zip	50703-4252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND 2ND FILING W 25 FT LOT 11 BLK 9 E 40 FT LOT 12 BLK 9
Legal Range	12W
Legal Township	89N
Legal Section	19
Legal Subdivision	HIGHLAND 2ND FILING
Legal Block	9
Legal Lot Number	11,12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2004
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Highland Historic District listed 1984 · 223 contributing resources · NRIS 84001209

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1008 VINE ST, WATERLOO, IA 50703-4252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage VERIDIAN CU
Jul 15, 2008	Deed of Trust, Mortgage CITY OF WATERLOO
Feb 8, 2007	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 22, 2024	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jan 9, 2013	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	202420724
Prior Transfer Date	Jul 11, 2024
Prior Transfer Doc	0202417185
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1008 VINE ST, WATERLOO, IA 50703-4252
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700013167
Date	Jan 19, 2017
Instrument	2017-00013167

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Feb 5, 2027

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1008 VINE ST, WATERLOO, IA 50703-4252
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009001107
Date	Jul 15, 2008
Instrument	2009001107

Lender

Name	CITY OF WATERLOO
Address	WATERLOO, IA 50703

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 10, 2013

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1008 VINE ST, WATERLOO, IA 50703-4252
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007017047
Date	Feb 8, 2007
Instrument	2007017047

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Aug 3, 2012

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1008 VINE ST, WATERLOO, IA 50703-4252
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202419218
Date	Aug 22, 2024
Instrument	2024-19218

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2039

Interest

Change Frequency	Monthly

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1008 VINE ST, WATERLOO, IA 50703-4252
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013014332
Date	Jan 9, 2013
Instrument	2013014332

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50703

Agreement

Type	Conventional Mortgage

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,856.00 (+12.18%) Homeowner's exemption	$150,790 (+18.15%) Land $19,500 Building $131,290	$150,790 (+18.15%) Land $19,500 Building $131,290
2024	$2,546.00 (+36.44%)
2023		$127,630 (+36.01%) Land $19,500 Building $108,130	$127,630 (+36.01%) Land $19,500 Building $108,130
2022	$1,866.00 Homeowner's exemption	$93,840 Land $19,500 Building $74,340
2021			$93,840 Land $19,500 Building $74,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Waterloo Fiber.

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