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1008 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1008 Vermont Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,050 sqft · built 1956
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Nov 2021)
Tax Bill$3,524 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN77803

Property Details

APN / Parcel Number

Primary APN77803
Alternative APN
  • 012630000101530040

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,050 sqft Heated Area
Gross Area1,770 sqft
1st Floor Area1,050 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1981
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 82 ft wide
Garage TypeMixed
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area100 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number77803
Street Address1008 VERMONT AVE
CitySAINT CLOUD
StateFL
Zip34769-3627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 153 LOTS 4-6 & S 7.5 FT OF LOT 3 & W 25 FT LOTS 1 & 2 & W 25 FT OF N 17.5 FT LOT 3 3/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block153
Legal Lot Number1-6 5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4015
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2655 SWOOPING SPARROW DR, HARMONY, FL 34773-6187
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2021 · Amount on Record
Deed SaleNov 3, 2021 · Amount on Record
Prior SaleSep 8, 2016 · Amount on Record
Deed Document Number2021170741
Deed Book / Page6078 / 2021
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 3, 2021
Property Address1008 VERMONT AVE, SAINT CLOUD, FL 34769-3627
Document Number0060782021
Book / Page6078 / 2021
Map ReferenceMB B PG 33&34
Instrument DateNov 1, 2021
Instrument2021170741
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1120 CREEKVIEW CT, 1120, SAINT CLOUD, FL 34772-7784

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 VERMONT AVE, SAINT CLOUD, FL 34769-3627

Mortgage

Document Number60782022
DateNov 3, 2021
Instrument6078/2022
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,524.00 (+6.3%) Homeowner's exemption$239,787 (+5.99%)$270,500 (+10.91%) Land $63,200 Building $207,300
2023$3,315.00 (+4.54%) Homeowner's exemption$226,243 (+3.73%)$243,900 (+11.83%) Land $57,500 Building $186,400
2022$3,171.00 Homeowner's exemption$218,100 Land $51,800 Building $166,300$218,100 Land $51,800 Building $166,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2009–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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