1008 Twin Ct, Chestertown, MD 21620 Property Records

Kent County property record for 1008 Twin Ct, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 1990
Lot Size	0.748 acres (32,580 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Sep 2018)
Tax Bill	$3,081 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-023250`

Property Details

APN / Parcel Number

Primary APN	`04-023250`
Alternative APNs	`4023250` `023250`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	32,580 sqft (0.748 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023250
Street Address	1008 TWIN CT
City	CHESTERTOWN
State	MD
Zip	21620-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 10-0.748 AC SEC1 1008 TWIN COURT CRESTVIEW
Legal Subdivision	CRESTVIEW
Legal Lot Number	10
Jurisdiction	KENT MD
Township / Civil Division	4, CHESTERTOWN
Census Block Group	1
Census Block	1020
Census Tract	950300

Owner

1008 Twin Ct is owned and occupied by two individuals who bought it in September 2018.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1008 TWIN CT, CHESTERTOWN, MD 21620-3302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Sep 19, 2018	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Prior Sale	Jul 25, 1988 · Amount on File
Deed Book / Page	965 / 204
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	1008 TWIN CT, CHESTERTOWN, MD 21620-3302
Document Number	0009980118
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 TWIN CT CHESTERTOWN MD 216203302, CHESTERTOWN, MD 21620-3302

Mortgage

Document Number	0009980118
Date	May 9, 2019
Book Page	000998/000118

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Sep 19, 2018
Property Address	1008 TWIN CT, CHESTERTOWN, MD 21620-3302
Document Number	0009650204
Book / Page	000965 / 000204
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	MARYLAND TITLE CENTER LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 TWIN CT CHESTERTOWN MD 216203302, CHESTERTOWN, MD 21620-3302

Mortgage

Document Number	9650212
Date	Sep 19, 2018
Book Page	000965/000212

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 18, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 1008 Twin Ct was $3,081 with a homeowner's exemption, up 0.8% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,081.00 (+0.75%) Homeowner's exemption	$266,467	$270,400 Land $85,600 Building $184,800
2025	$3,058.00 Homeowner's exemption
2023	$2,627.00 Homeowner's exemption	$240,433	$264,500 Land $85,600 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 Twin Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Twin Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, IQ Fiber, Xfinity.

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