Elkhart County property record for 1008 Spring Arbor Dr, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,520 sqft · built 1989 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Company Name on Record |
| Last Sale | $10,400 (Dec 2025) |
| Tax Bill | $2,589 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-16-101-009.000-035 |
| Primary APN | 20-08-16-101-009.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 3,578 sqft |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 310 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1008 SPRING ARBOR DR |
|---|---|
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-9493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | SPRING VALLEY A PUD LOT 2 |
| Legal Subdivision | SPRING VALLEY A PUD |
| Legal Block | 101 |
| Legal Lot Number | 2 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 804 |
Source: Elkhart County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 100 N SENATE AVE, 758-RE, INDIANAPOLIS, IN 46204-2273 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK |
| Aug 20, 2021 | Warranty Deed, Transfer · Line of Credit INOVA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Aug 20, 2021 · Amount on Record |
| Deed Document Number | 202523242 |
| Prior Transfer Date | Aug 19, 2021 |
| Prior Transfer Doc | 0000002451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Apr 10, 2026 |
| Property Address | 1008 SPRING ARBOR DR, MIDDLEBURY, IN 46540-9493 |
| Document Number | 0000006198 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20266198 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1008 SPRING ARBOR DR, MIDDLEBURY, IN 46540-9493 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006198, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20266198 |
| Name | LAKE CITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Aug 20, 2021 |
| Property Address | 1008 SPRING ARBOR DR, MIDDLEBURY, IN 46540-9493 |
| Document Number | 0000002451 |
| Map Reference | MB 17 PG 100 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021-22451 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1008 SPRING ARBOR DR, MIDDLEBURY, IN 46540-9493 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001964 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021-21964 |
| Name | INOVA FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $276,000 (+6.6%) Land $30,200 Building $245,800 | $276,000 (+6.6%) Land $30,200 Building $245,800 | |
| 2024 | $2,589.00 (-11.4%) | $258,900 (+18.76%) Land $30,200 Building $228,700 | $258,900 (+18.76%) Land $30,200 Building $228,700 |
| 2023 | $218,000 (+11.05%) Land $30,200 Building $187,800 | $218,000 (+11.05%) Land $30,200 Building $187,800 | |
| 2022 | $2,922.00 Homeowner's exemption | $196,300 Land $30,200 Building $166,100 | $196,300 Land $30,200 Building $166,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| New Paris Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures