1008 Shilo St, Reading, PA 19605 Property Records

Berks County property record for 1008 Shilo St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,936 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Sep 2016)
Tax Bill	$2,119 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4399-02-96-6122`

Property Details

APN / Parcel Number

Primary APN	`4399-02-96-6122`
Alternative APNs	`66-4399-02-96-6122` `66000744` `000744`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,936 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	66000744
Street Address	1008 SHILO ST
City	READING
State	PA
Zip	19605-3283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERVALE MDWS
Legal Block	96
Legal Lot Number	39
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1008
Census Tract	12702

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 SHILO ST, READING, PA 19605-3283
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2016 · Amount on Record
Deed Sale	Sep 23, 2016 · Amount on Record
Prior Sale	Aug 17, 2005 · Amount on Record
Deed Document Number	201633658
Prior Transfer Date	Sep 17, 2010
Prior Transfer Doc	0000035680
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1008 SHILO ST, READING, PA 19605-3283
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001977
Date	Jan 21, 2026
Instrument	2026001977

Lender

Name	DIAMOND CU
Type	Credit Union
Address	1600 MEDICAL DR, POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1008 SHILO ST, READING, PA 19605-3283
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011953
Date	Apr 24, 2024
Instrument	2024011953

Lender

Name	DIAMOND CU
Type	Credit Union
Address	1600 MEDICAL DR, POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1008 SHILO ST, READING, PA 19605-3283
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042363
Date	Oct 27, 2022
Instrument	2022042363

Lender

Name	DIAMOND CU
Type	Credit Union
Address	19646

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1008 SHILO ST, READING, PA 19605-3283
Document Number	0000017526
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 SHILO ST READING PA 196053283, READING, PA 19605-3283

Mortgage

Document Number	0000017526
Date	May 29, 2020
Instrument	17526

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,119.00 (+6.86%) Homeowner's exemption	$141,200 (-) Land $26,500 Building $114,700	$26,500 (-81.23%) Land $26,500
2024	$1,983.00	$141,200 Land $26,500 Building $114,700
1994			$141,200 Land $26,500 Building $114,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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