1008 Riverside Cir, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1008 Riverside Cir, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,802 sqft · built 1971
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$124,500 (Jun 2022)
Tax Bill	$1,891 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`9592-75-0354`

Property Details

APN / Parcel Number

Primary APN	`9592-75-0354`
Alternative APN	`9592.02750354`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,802 sqft Heated Area
Gross Area	2,218 sqft
1st Floor Area	1,802 sqft
Basement Area	416 sqft
Finished Basement	416 sqft
Unfinished Basement	416 sqft
Utility Area	91 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	136 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	1008 RIVERSIDE CIR
City	SPRING LAKE
State	NC
Zip	28390-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BRAGG ESTATES LO:14 SE:06 PL:0035-0061
Legal Subdivision	BRAGG ESTATES
Legal Block	75
Legal Lot Number	14
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1012
Census Tract	3602

Owner

1008 Riverside Cir is owned by two individuals who bought it in June 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6104 DAVON ST, JACKSONVILLE, FL 32244-3178
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage FIRST CAPITAL BANK
Jun 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Deed Document Number	202222381
Deed Book / Page	11486 / 286
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	1008 RIVERSIDE CIR, SPRING LAKE, NC 28390-9556
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6104 DAVON ST, JACKSONVILLE, FL 32244-3178

Mortgage

Document Number	0116510332
Date	Jan 11, 2023
Book Page	11651/332
Instrument	949

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Amount	Amount on Record
Term	59 Months
Due	Dec 9, 2027

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 1, 2022
Property Address	1008 RIVERSIDE CIR, SPRING LAKE, NC 28390-9556
Document Number	0114860286
Book / Page	11486 / 286
Map Reference	MB 35 PG 61
Instrument Date	May 31, 2022
Instrument	22381
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3071 PARAHAM RD S, 3071, YORK, SC 29745-7364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 RIVERSIDE CIR, SPRING LAKE, NC 28390-9556

Tax Assessment & Valuation

The 2026 property tax bill for 1008 Riverside Cir was $1,891.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,891.00
2025	$1,891.00 (+64.72%)	$169,329 (+36.47%) Land $15,000 Building $154,329	$169,329 (+36.47%) Land $15,000 Building $154,329
2024	$1,148.00 (+3.33%)	$124,077 (-) Land $7,000 Building $117,077	$124,077 (-) Land $7,000 Building $117,077
2023	$1,111.00 (+3.45%)	$124,077 Land $7,000 Building $117,077	$124,077 Land $7,000 Building $117,077
2022	$1,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 Riverside Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1008 Riverside Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAGG ESTATES WATER SYSTEM private · serves 360 people · EPA ID NC0326122
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Cir

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