1008 Franklin St, Durham, NC 27701 Property Records

Durham County property record for 1008 Franklin St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,628 sqft · built 1915
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$573,000 (Feb 2022)
Tax Bill	$4,948 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0831-25-9235`

Property Details

APN / Parcel Number

Primary APN	`0831-25-9235`
Alternative APNs	`0831-25-92-3502` `083110259226` `111793`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,628 sqft Heated Area
1st Floor Area	1,085 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Cape Cod
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	75 ft deep x 70 ft wide
Porch	Porch
Porch Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1008 FRANKLIN ST
City	DURHAM
State	NC
Zip	27701-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	GOLDEN BELT MFG CO/1008 FRANKLIN ST GOLDEN BELT/HD PL:000028-000016
Legal Subdivision	GOLDEN BELT MFG COMPANY
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2012
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Golden Belt Historic District listed 1985 · 115 contributing resources · NRIS 85001791

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1008 Franklin St is owned and occupied by two individuals who bought it in February 2022.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1008 FRANKLIN ST, DURHAM, NC 27701-4013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · ARM COASTAL FCU
Aug 5, 2019	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Mar 30, 2011 · Amount on File
Deed Document Number	20227592
Deed Book / Page	9621 / 431
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1008 FRANKLIN ST, DURHAM, NC 27701-4013
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085130974
Date	Sep 25, 2018
Book Page	8513/974
Instrument	2018033560

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1008 FRANKLIN ST, DURHAM, NC 27701-4013
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087200034
Date	Aug 5, 2019
Book Page	8720/034
Instrument	2019027446

Lender

Name	COASTAL FCU
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 4, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 22, 2022
Property Address	1008 FRANKLIN ST, DURHAM, NC 27701-4013
Document Number	0096210431
Book / Page	9621 / 431
Map Reference	MB 28A PG 16
Instrument Date	Feb 4, 2022
Instrument	2022007592
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,146.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2319 CARDINAL DR, 2319, DURHAM, NC 27707-5443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 FRANKLIN ST, DURHAM, NC 27701-4013

Mortgage

Document Number	2022007593
Date	Feb 22, 2022
Instrument	2022007593

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1008 Franklin St was $4,948, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,948.00 (+2.53%)	$486,921 (-) Land $140,000 Building $346,921	$486,921 (-) Land $140,000 Building $346,921
2025	$4,826.00	$486,921 Land $140,000 Building $346,921	$486,921 Land $140,000 Building $346,921
2023	$2,975.00 (+2.34%)	$227,141 Land $78,540 Building $148,601	$227,141 Land $78,540 Building $148,601
2022	$2,907.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1008 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1008 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, Verizon.

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