1008 Echo St, Fort Pierce, FL 34982 Property Records

St. Lucie County property record for 1008 Echo St, Fort Pierce, FL 34982 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 1970
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,554 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3403-502-0267-000-6`

Property Details

APN / Parcel Number

Primary APN	`3403-502-0267-000-6`
Alternative APN	`39257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
Gross Area	2,894 sqft
1st Floor Area	1,982 sqft
Utility Area	192 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	330 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	366 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	39257
Street Address	1008 ECHO ST
City	FORT PIERCE
State	FL
Zip	34982-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE CITY S/D 09 36 40 N 105 FT OF S 390 FT OF W 97.23 FT OF E 900.07 FT OF LOTS 222 AND 223 (0.23 AC) (MAP 34/09S) (OR 931-1700; 3073-627: 3433-2418)
Legal Range	40E
Legal Township	36S
Legal Section	09
Legal Subdivision	WHITE CITY SUBDIVISION
Legal Lot Number	222
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1042
Census Tract	381507

Owner

Source: St. Lucie County records · APN 3403-502-0267-000-6

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1008 ECHO ST, FORT PIERCE, FL 34982-7622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 27, 2025
Transfer Doc	0052972244
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	1008 ECHO ST, FORT PIERCE, FL 34982-7622
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043911748
Date	Mar 04, 2020
Book Page	4391/1748
Instrument	4683124

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	PORT SAINT LUCIE, FL 34952

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Jan 24, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Lucie County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,626 (-59.62%)	$258,900 (-0.08%) Land $110,100 Building $148,800
2024	$1,554.00 (+2.71%)
2023	$1,513.00 (+11.17%) Additional exemption filed	$259,100 (+170.34%) Land $94,800 Building $164,300	$259,100 (+15.31%) Land $94,800 Building $164,300
2022	$1,361.00 Homeowner's exemption	$95,842	$224,700 Land $82,600 Building $142,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Lucie County (12111C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121113815071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force 69 of 79 on primary residences
Nearby Flood Claims	6 (2012–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2020, rainfall accumulation
Flood Events	Hurricane Irma (Sep 2017), 4 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.