Whatcom County property record for 1008 E Laurel Rd, Bellingham, WA 98226
| Property Type | Ranch |
|---|---|
| Details | 4,747 sqft · built 2022 |
| Lot Size | 9.22 acres (401,623 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,290 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 390321-150339-0000 |
| Primary APN | 390321-150339-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 6,072 sqft Gross Area |
| 1st Floor Area | 4,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Siding Sheathing |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 401,623 sqft (9.22 acres) |
| Garage Type | Attached |
| Garage Area | 1,109 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Patio Area | 936 sqft |
| Account Number | 103561 |
|---|---|
| Street Address | 1008 E LAUREL RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9776 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | R5A |
| Legal Description | LOT 2 KI RY CLUSTER SHORT PLAT AS REC AF 2080702229 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 21 |
| Legal Subdivision | KI RY CLUSTER SHORT PLAT |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10701 |
Source: Whatcom County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1008 E LAUREL RD, BELLINGHAM, WA 98226-9776 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Nov 17, 2021 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2008 |
| Transfer Doc | 0001000193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1008 E LAUREL RD, BELLINGHAM, WA 98226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001100142 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 2023-1100142 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1008 E LAUREL RD, BELLINGHAM, WA 98226 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0001102711 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-1102711 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,290.00 (+2.11%) | ||
| 2025 | $10,077.00 (+5,317.74%) | $1,432,948 (+114.83%) Land $299,279 Building $1,133,669 | $1,432,948 (+27.43%) Land $299,279 Building $1,133,669 |
| 2022 | $667,003 Land $76,946 Building $590,057 | $1,124,508 Land $534,451 Building $590,057 | |
| 2021 | $186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMMI ROAD WATER ASSOCIATION private · serves 236 people · EPA ID WA5332350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Astound Broadband.
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