1008 E Christmas Tree Ln, Cushing, OK 74023 Property Records

Payne County property record for 1008 E Christmas Tree Ln, Cushing, OK 74023

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,401 sqft · built 2018
Lot Size	0.886 acres (38,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,000 (Dec 2015)
Tax Bill	$4,928 (2025)
Deeds & Mortgages	Sep 2017 Construction Loan Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17N05E-10-1-CC602-000-0004`

Property Details

APN / Parcel Number

Primary APN	`17N05E-10-1-CC602-000-0004`
Alternative APNs	`600054091` `54091`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Building Area	4,401 sqft Living Area
1st Floor Area	3,843 sqft
2nd Floor Area	558 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,622 sqft (0.886 acres)
Lot Dimensions	195 ft deep x 191 ft wide
Garage Type	Mixed
Garage Area	1,337 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	54091
Street Address	1008 E CHRISTMAS TREE LN
City	CUSHING
State	OK
Zip	74023-5241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GDN EST PH 2 LOT 4
Legal Range	05E
Legal Township	17N
Legal Section	10
Legal Subdivision	COUNTRY GDN EST PH 2
Legal Phase	2
Legal Lot Number	4
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1008
Census Tract	11302

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 E CHRISTMAS TREE LN, CUSHING, OK 74023-5241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY NATIONAL BANK OF OKARCHE
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 3, 2018	Deed of Trust, Mortgage WELLS FARGO BK
Jun 15, 2017	Loan Modification, Mortgage COMMUNITY NAT'L BK/OKARCHE
Dec 22, 2016	Loan Modification, Mortgage COMMUNITY NAT'L BK/OKARCHE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Deed Document Number	201517280
Deed Book / Page	2301 / 889
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1008 E CHRISTMAS TREE LN, CUSHING, OK 74023-5241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024150160
Date	Sep 14, 2017
Book Page	2415/0160
Instrument	2017-011179

Lender

Name	COMMUNITY NATIONAL BANK OF OKARCHE
Type	Bank
Address	OKARCHE, OK 73762

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 5, 2018

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1008 E CHRISTMAS TREE LN, CUSHING, OK 74023-5241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY ESCROW & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025760579
Date	Jul 20, 2020
Book Page	2576/579
Instrument	2020-007738

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	1008 E CHRISTMAS TREE LN, CUSHING, OK 74023-5241
Document Number	0024770415
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	COMMUNITY ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1008 E CHRISTMAS TREE LN CUSHING OK 740235241, CUSHING, OK 74023-5241

Mortgage

Document Number	0024770415
Date	Oct 9, 2018
Book Page	002477/000415
Instrument	12141

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PAYNE OK
Property Address	1008 E CHRISTMAS TREE LN, CUSHING, OK 74023-5241
Document Number	0024010367
Book / Page	002401 / 000367
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 E 12TH ST CUSHING OK 740235230, CUSHING, OK 74023-5230

Mortgage

Document Number	0024010367
Date	Jun 22, 2017
Book Page	002401/000367
Instrument	7653

Lender

Name	COMMUNITY NAT'L BK/OKARCHE
Type	Bank
Address	OKARCHE, OK 73762

Agreement

Term	12 Months
Due	Jun 21, 2018

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PAYNE OK
Property Address	1008 E CHRISTMAS TREE LN, CUSHING, OK 74023-5241
Document Number	0023740123
Book / Page	002374 / 000123
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1030 E 12TH ST CUSHING OK 740235230, CUSHING, OK 74023-5230

Mortgage

Document Number	0023740123
Date	Jan 10, 2017
Book Page	002374/000123
Instrument	339

Lender

Name	COMMUNITY NAT'L BK/OKARCHE
Type	Bank
Address	OKARCHE, OK 73762

Agreement

Term	12 Months
Due	Jan 9, 2018

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Cushing City
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,265 (+6.09%) Land $3,240 Building $55,025	$511,099 (-19.78%) Land $28,424 Building $482,675
2025	$4,928.00 (+7.83%) Homeowner's exemption	$54,920 (-) Land $3,017 Building $51,903
2024	$4,570.00 (+3.58%) Homeowner's exemption	$54,920 (+3%) Land $3,017 Building $51,903	$637,100 (-4.3%) Land $35,000 Building $602,100
2023	$4,412.00 (+1.96%) Homeowner's exemption	$53,321 (+3%) Land $2,803 Building $50,518	$665,730 (+14.6%) Land $35,000 Building $630,730
2022	$4,327.00 Homeowner's exemption	$51,768 Land $3,119 Building $48,649	$580,910 Land $35,000 Building $545,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–1999)
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 66% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services, Bluepeak.

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