1008 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1008 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,196 sqft · built 1904
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2026)
Tax Bill	$3,610 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-24-0037`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-24-0037`
Alternative APNs	`8336396` `38187`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	860 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38187
Street Address	1008 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOUGLAS ADDITION LOT 13 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	DOUGLAS ADDITION
Legal Block	2
Legal Lot Number	13
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3007
Census Tract	31600

Owner

1008 Cook Ave E is owned and occupied by an individual who bought it in August 2026.

Source: Ramsey County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1008 COOK AVE E, SAINT PAUL, MN 55106-3321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 8, 2017	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2026 · Amount on File
Deed Sale	Aug 11, 2026 · Amount on File
Prior Sale	Nov 8, 2017 · Amount on File
Deed Document Number	20265116787
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 11, 2026
Property Address	1008 COOK AVE E, SAINT PAUL, MN 55106-3321
Document Number	0005116787
Instrument Date	Aug 11, 2026
Instrument	20265116787
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NETWORK TITLE INC, NETWORK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 COOK AVE E, SAINT PAUL, MN 55106-3321

Mortgage

Document Number	0005116787,
Date	Aug 11, 2026
Instrument	20265116787

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1008 COOK AVE E, SAINT PAUL, MN 55106-3321
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04892837
Date	Jun 29, 2021
Instrument	A04892837

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 8, 2017
Property Address	1008 COOK AVE E, SAINT PAUL, MN 55106-3321
Document Number	0004685256
Instrument Date	Nov 3, 2017
Instrument	4685256
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 COOK AVE E ST PAUL MN 551063321, ST PAUL, MN 55106-3321

Mortgage

Document Number	4685257
Date	Nov 8, 2017
Instrument	4685257

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1008 Cook Ave E was $3,610 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,100 (+1.9%) Land $25,000 Building $206,100	$231,100 (+1.9%) Land $25,000 Building $206,100
2025	$3,610.00 Homeowner's exemption	$226,800 Land $25,000 Building $201,800	$226,800 Land $25,000 Building $201,800
2023	$3,300.00 Homeowner's exemption	$228,700 Land $20,000 Building $208,700	$228,700 Land $20,000 Building $208,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 Cook Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1008 Cook Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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