1008 Carpenter Dr, Lincolnton, NC 28092 Property Records

Gaston County property record for 1008 Carpenter Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,435 sqft · built 2018
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,166 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227279`

Property Details

APN / Parcel Number

Primary APN	`227279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,435 sqft Heated Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	56,192 sqft (1.29 acres)

Location & Zoning

Street Address	1008 CARPENTER DR
City	LINCOLNTON
State	NC
Zip	28092-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 036 026 00 000
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1000
Census Tract	30401

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 CARPENTER DR, LINCOLNTON, NC 28092-6212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · VA Mortgage SOUTH STATE BANK
Jan 25, 2019	Deed of Trust, Mortgage · VA Mortgage SOUTH ST BK
Jun 26, 2018	Deed of Trust, Mortgage MADISON HOMEBUILDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 3, 2018
Transfer Doc	0049751804
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1008 CARPENTER DR, LINCOLNTON, NC 28092-6212
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050211815
Date	Jan 25, 2019
Book Page	5021/1815

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1008 CARPENTER DR, LINCOLNTON, NC 28092-6212
Document Number	0050442135
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1008 CARPENTER DR LINCOLNTON NC 280926212, LINCOLNTON, NC 28092-6212

Mortgage

Document Number	0050442135
Date	May 31, 2019
Book Page	005044/002135

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1008 CARPENTER DR, LINCOLNTON, NC 28092-6212
Document Number	0049881748
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 ARBOR RUN DR #L LINCOLNTON NC 280926423, L, LINCOLNTON, NC 28092-6423

Mortgage

Document Number	0049881748
Date	Jul 17, 2018
Book Page	004988/001748

Lender

Name	MADISON HOMEBUILDERS
Type	Construction/Development Company
Address	CHARLOTTE, NC 28217

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2033

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,166.00	$303,450 (-) Land $21,590 Building $281,860
2025	$2,166.00 (+2.75%)	$303,450 (-) Land $21,590 Building $281,860
2023	$2,108.00	$303,450 Land $21,590 Building $281,860
2021			$170,130 Land $16,690 Building $153,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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