1008 Cactus Ct, Wray, CO 80758 Property Records

Yuma County property record for 1008 Cactus Ct, Wray, CO 80758

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,296 sqft · built 1978
Lot Size0.376 acres (16,400 sqft)
Owner2 Individual Names on Record
Tax Bill$1,940 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2021 Mortgage
APNW001071

Property Details

APN / Parcel Number

Primary APNW001071

Interior

Full Baths3 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,296 sqft Living Area
AtticAttic
Attic Area693 sqft
Basement Area2,187 sqft
Finished Basement729 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialSiding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,400 sqft (0.376 acres)
Garage TypeAttached
Garage Area693 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1008 CACTUS CT
CityWRAY
StateCO
Zip80758-2036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWRAY, RIDGERIDER ADD. LOT 7 AND A TR IN LOT 8 BEG NW COR LOT 8 RIDGERIDER ADD; THN N 89 DEG 54'52"E 119.8'; THN S 00 DEG 25'28"E 46.35'; THN S 89 DEG 25'5 1"W119.82'; THN N 00 DEG 27'47"W 47.36' TO POB
Legal SubdivisionRIDGERIDER ADD
Legal Lot Number7-8
JurisdictionYUMA CO
Township / Civil DivisionWRAY
Census Block Group4
Census Block4020
Census Tract963100

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1008 CACTUS CT, WRAY, CO 80758-2036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Special Warranty Deed, Transfer · Conventional Mortgage
EQUITABLE SAVINGS AND LOAN ASSOCIAT
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionYUMA CO
Recording DateJun 2, 2022
Property Address1008 CACTUS CT, WRAY, CO 80758-2036
Document Number0000584725
Instrument DateJun 1, 2022
Instrument584725
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1008 CACTUS CT, WRAY, CO 80758-2036

Mortgage

Document Number0000584726
DateJun 2, 2022
Instrument584726
Lender
NameEQUITABLE SAVINGS AND LOAN ASSOCIAT
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJul 1, 2032
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYUMA CO
Property Address1008 CACTUS CT, WRAY, CO 80758-2036
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number582218
DateAug 16, 2021
Instrument582218
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyYuma County
MunicipalityWray City
Unified School DistrictWray School District RD-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,940.00
2025$1,940.00 (+29.68%)$19,730 (-17.28%)
2024$315,700 (+5.36%)
2023$1,496.00 (-9.11%)$23,852 (+22.65%) Land $1,044 Building $22,808$299,650 (+22.65%) Land $13,120 Building $286,530
2022$1,646.00$19,447 Land $1,044 Building $18,403$244,310 Land $13,120 Building $231,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WRAY
serves 2,342 people · EPA ID CO0163010
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Plains Communication Services
Fiber
1,000 / 1,000
Vyve Broadband
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless
150 / 40
Vistabeam
Fixed Wireless
100 / 20

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