Monroe County and Webster Town property record for 1008 Bay Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,384 sqft · built 1974 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,583 (2026) |
| Deeds & Mortgages | Jun 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 078.14-1-41 |
| Primary APN | 265489 078.14-1-41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,384 sqft Living Area |
| 1st Floor Area | 2,349 sqft |
| Basement Area | 1,035 sqft |
| Finished Basement | 1,035 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Width | 149 ft Width |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02382650000 |
|---|---|
| Street Address | 1008 BAY RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0037-14-07 STEINORTH FARM |
| Legal Block | 1 |
| Legal Lot Number | 41.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11207 |
1008 Bay Rd is owned and occupied by two individuals.
Source: Monroe County and Webster Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1008 BAY RD, WEBSTER, NY 14580-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1008 BAY RD, WEBSTER, NY 14580-1704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1008 BAY RD, WEBSTER, NY 14580-1704 |
| Document Number | 0000000815 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 30314/168 |
| Instrument | 202306020815 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 808 Months |
| Due | Oct 15, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
The 2026 property tax bill for 1008 Bay Rd was $8,583 with exemptions applied, up 21.4% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,583.00 (+21.38%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $7,071.00 | $182,500 Land $31,300 Building $151,200 | $380,200 Land $65,207 Building $314,993 |
| 2023 | $182,500 (-) Land $31,300 Building $151,200 | $314,700 (+10.34%) Land $53,973 Building $260,727 | |
| 2022 | $182,500 Land $31,300 Building $151,200 | $285,200 Land $48,914 Building $236,286 | |
| 2021 | $6,856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1008 Bay Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1008 Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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