Howard County property record for 10079 Windstream Dr, Apt 1, Columbia, MD 21044
| Property Type | Condominium |
|---|---|
| Details | 1,015 sqft · built 1981 |
| Lot Size | 8.83 acres (384,635 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Apr 2022) |
| Tax Bill | $4,415 (2026) |
| Deeds & Mortgages | Jan 2020 Line of Credit Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-059974 |
| Primary APN | 15-059974 |
|---|---|
| Alternative APN |
|
| Building Area | 1,015 sqft Total Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Lot Area | 384,635 sqft (8.83 acres) |
| Sewer | Connected |
|---|
| Account Number | 059974 |
|---|---|
| Street Address | 10079 WINDSTREAM DR, 1 |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2546 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | NT |
| Legal Description | P/O LOT4 P/O 8.830 A 10079 WINDSTREAM DR VIL WILDE LAKE |
| Legal Subdivision | COVE |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 605403 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10079 WINDSTREAM DR, 1, COLUMBIA, MD 21044-2546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND |
| Apr 26, 2022 | Deed, Transfer · Conventional Mortgage HOWARD COUNTY EDUCATION FEDERAL CRE |
| Feb 22, 2019 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Feb 22, 2019 · Amount on Record |
| Deed Book / Page | 21483 / 209 |
| Prior Transfer Date | Aug 18, 2009 |
| Prior Transfer Doc | 0119840343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10079 WINDSTREAM DR APT 1, 1, COLUMBIA, MD 21044-2546 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0191180378 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 19118/378 |
| Name | FIRST FINANCIAL FCU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 9, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 26, 2022 |
| Property Address | 10079 WINDSTREAM DR APT 1, 1, COLUMBIA, MD 21044-2546 |
| Document Number | 0214830209 |
| Book / Page | 21483 / 209 |
| Map Reference | PL CMP 4743-4750 |
| Instrument Date | Apr 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NOT AVAILABLE, TRUE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10079 WINDSTREAM DR APT 1, 1, COLUMBIA, MD 21044-2546 |
| Document Number | 0021483217 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 21483/217 |
| Name | HOWARD COUNTY EDUCATION FEDERAL CRE |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 22, 2019 |
| Property Address | 10079 WINDSTREAM DR APT 1, 1, COLUMBIA, MD 21044-2546 |
| Document Number | 0185600186 |
| Book / Page | 018560 / 000186 |
| Instrument Date | Feb 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2019 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10079 WINDSTREAM DR #1 COLUMBIA MD 210442546, 1, COLUMBIA, MD 21044-2546 |
| Document Number | 185600193 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 018560/000193 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,415.00 (+9.74%) | $277,333 (+10.46%) | $303,600 (-) Land $91,000 Building $212,600 |
| 2025 | $4,023.00 (+10.37%) | $251,067 (+13.49%) | $303,600 (+35.05%) Land $91,000 Building $212,600 |
| 2024 | $3,645.00 (+48.78%) | ||
| 2023 | $221,233 | $224,800 Land $67,400 Building $157,400 | |
| 2022 | $2,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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