10079 Ridgeway Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10079 Ridgeway Dr, Cupertino, CA 95014

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,098 sqft · built 1975
Lot Size0.046 acres (2,010 sqft)
Owner2 Individual Names on File
Last Sale$1,550,000 (May 2024)
Tax Bill$19,469 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2016 Line of Credit
Flood ZoneZone X (moderate risk)
APN342-41-020

Property Details

APN / Parcel Number

Primary APN342-41-020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,098 sqft Living Area
1st Floor Area1,098 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleL-Shape
Exterior MaterialWood
Construction TypeWood
Roof MaterialWood Shingle
Lot Area2,010 sqft (0.046 acres)
Lot Dimensions60 ft deep x 34 ft wide
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10079 RIDGEWAY DR
CityCUPERTINO
StateCA
Zip95014-2658
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1C75
Legal DescriptionTRACT 5285 OAK MEADOWS BOOK 319 PAGE 25 PAGE 26 LOT 146
Legal SubdivisionOAK MEADOWS
Legal Tract5285
Legal Lot Number146
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3002
Census Tract507705

Owner

10079 Ridgeway Dr, a condominium, is owned and occupied by two individuals who bought it in May 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address10079 RIDGEWAY DR, CUPERTINO, CA 95014-2658
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
SWIFT HOME LOANS INC
Dec 28, 2016Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2024 · Amount on File
Deed SaleMay 29, 2024 · Amount on File
Deed Document Number202425642670
Prior Transfer DateMar 6, 2024
Prior Transfer Doc0025609604
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address10079 RIDGEWAY DR, CUPERTINO, CA 95014-2658
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10079 RIDGEWAY DR, CUPERTINO, CA 95014-2658

Mortgage

Document Number0025953105
DateMar 6, 2026
Instrument25953105
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
Address255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2041

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address10079 RIDGEWAY DR, CUPERTINO, CA 95014-2658
Document Number0023554233
Instrument DateDec 28, 2016
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address10079 RIDGEWAY DR CUPERTINO CA 950142658, CUPERTINO, CA 95014-2658

Mortgage

Document Number0023554233
DateJan 10, 2017
Instrument23554233
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10079 Ridgeway Dr was $19,469 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityCupertino City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,415,000 (-10.5%) Land $707,500 Building $707,500
2025$19,469.00 Homeowner's exemption$1,581,000 Land $790,500 Building $790,500
2023$5,099.00 (-2.34%)$344,190 Land $123,245 Building $220,945
2022$5,221.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10079 Ridgeway Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10079 Ridgeway Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUPERTINO
serves 16,336 people · EPA ID CA4310018
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless.

Nearby Properties on Ridgeway Dr

Nearby Streets

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