DeSoto County property record for 10079 Lacey Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,723 sqft · built 1999 |
| Lot Size | 0.671 acres (29,218 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,300 (Dec 2012) |
| Tax Bill | $2,719 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-1-02-05-0-00091-00 |
| Primary APN | 2-06-1-02-05-0-00091-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,723 sqft Adjusted Area |
| 1st Floor Area | 2,162 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 29,218 sqft (0.671 acres) |
| Lot Dimensions | 300 ft deep x 133 ft wide |
| Street Address | 10079 LACEY DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-8413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | FAIRHAVEN ESTATES S-D SEC C LOT 91 |
| Legal Range | 006 |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | FAIRHAVEN ESTATES S-D |
| Legal Lot Number | 91 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 70821 |
10079 Lacey Dr is owned and occupied by an individual who bought it in December 2012.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10079 LACEY DR, OLIVE BRANCH, MS 38654-8413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2012 · Amount on File |
| Deed Sale | Dec 5, 2012 · Amount on File |
| Deed Book / Page | 695 / 566 |
| Prior Transfer Date | Nov 16, 2012 |
| Prior Transfer Doc | 000695/566 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10079 LACEY DR, OLIVE BRANCH, MS 38654-8413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 5662/114137 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 5662/114137 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10079 LACEY DR, OLIVE BRANCH, MS 38654-8413 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 10079 LACEY DR, OLIVE BRANCH, MS 38654-8413 |
| Document Number | 005343/662 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 5343/662 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | Sep 1, 2029 |
The 2025 property tax bill for 10079 Lacey Dr was $2,719.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,719.00 | $23,484 Land $3,500 Building $19,984 | $234,840 Land $35,000 Building $199,840 |
| 2023 | $2,370.00 | $17,372 | $173,721 Land $35,000 Building $138,721 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10079 Lacey Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2012 · Hurricane Isaac |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10079 Lacey Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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