10078 Sharp Rd, Swartz Creek, MI 48473 Property Records

Genesee County property record for 10078 Sharp Rd, Swartz Creek, MI 48473

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,530 sqft · built 2025
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Sep 2026)
Tax Bill	$761 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-200-024`

Property Details

APN / Parcel Number

Primary APN	`15-31-200-024`

Interior

Full Baths	3 Baths
Building Area	1,530 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10078 SHARP RD
City	SWARTZ CREEK
State	MI
Zip	48473-9154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	A POL BEG N 0 DEG 37 MIN 14 SEC E 1791.91 FT FROM E 1/4 COR OF SEC TH N 89 DEG 49 MIN 12 SEC W 410 FT TH N 0 DEG 37 MIN 14
Legal Range	06E
Legal Township	06N
Legal Section	31
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1035
Census Tract	12907

Owner

10078 Sharp Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Genesee County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10989 N LATSON RD, HOWELL, MI 48855-9223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer MASON BURGESS TITLE
Jan 5, 2026	Intrafamily Transfer, Transfer
Oct 27, 2025	Warranty Deed, Transfer · VA Mortgage CASON HOME LOANS
Feb 13, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Oct 27, 2025 · Amount on File
Deed Document Number	2026091752979
Prior Transfer Date	Dec 16, 2025
Prior Transfer Doc	0000028910
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 17, 2026
Property Address	10078 SHARP RD, SWARTZ CREEK, MI 48473-9154
Document Number	0000052979
Instrument Date	Aug 24, 2026
Instrument	2026091752979
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	MASON BURGESS TITLE

Transaction

Amount	Amount on Record
Tax	$382,184.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10989 N LATSON RD, HOWELL, MI 48855-9223

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jan 5, 2026
Property Address	10078 SHARP RD, SWARTZ CREEK, MI 48473-9154
Document Number	0000028910
Instrument Date	Dec 16, 2025
Instrument	202601050028910
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10078 SHARP RD, SWARTZ CREEK, MI 48473-9154

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 27, 2025
Property Address	10078 SHARP RD, SWARTZ CREEK, MI 48473-9154
Document Number	0000019242
Instrument Date	Oct 17, 2025
Instrument	202510270019242
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,906.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6030 RAY RD, SWARTZ CREEK, MI 48473-9168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10133 KYLIE DR, BRIGHTON, MI 48116-6829

Mortgage

Document Number	0000019243
Date	Oct 27, 2025
Instrument	202510270019243

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 13, 2024
Property Address	10078 SHARP RD, SWARTZ CREEK, MI 48473-9154
Document Number	0000005928
Instrument Date	Feb 12, 2024
Instrument	202402130005928
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount on Record
Tax	$4,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 BLUE RIDGE DR, COLUMBIA, TN 38401-6111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1833 ALABAMA LN, MANHATTAN, KS 66502-2304

Tax Assessment & Valuation

The 2025 property tax bill for 10078 Sharp Rd was $761 with a homeowner's exemption, up 37.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900 (+1,306%)	$421,800 (+1,306%)
2025	$761.00 (+37.86%) Homeowner's exemption	$15,000	$30,000
2024	$552.00
2023		$15,000	$30,000
2016	$519.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10078 Sharp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10078 Sharp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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