Hernando County property record for 10078 Elgin Blvd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,845 sqft · built 2019 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,684 (Nov 2020) |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Nov 2020 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5230-1582-0040 |
| Primary APN | R32-323-17-5230-1582-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,845 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Block/Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 27 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00634102 |
|---|---|
| Street Address | 10078 ELGIN BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 23 BLK 1582 LOT 4 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 23 |
| Legal Block | 1582 |
| Legal Lot Number | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41201 |
Source: Hernando County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 600 APPIAN WAY, BULGER, PA 15019-9629 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Lease, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE |
| Nov 13, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Jul 9, 2020 | Loan Modification, Mortgage · Line of Credit AXIOM BK |
| Apr 10, 2019 | Loan Modification, Mortgage STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Apr 4, 2019 | Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Feb 20, 2019 | Warranty Deed, Transfer TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC |
| Feb 20, 2019 | Warranty Deed, Transfer TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Prior Sale | Apr 4, 2019 · Amount on Record |
| Deed Document Number | 202071035 |
| Deed Book / Page | 3911 / 507 |
| Prior Transfer Date | Oct 24, 2007 |
| Prior Transfer Doc | 0025031819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Lease |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 29, 2022 |
| Property Address | 10078 ELGIN BLVD, SPRING HILL, FL 34608-1705 |
| Document Number | 0041621619 |
| Book / Page | 4162 / 1619 |
| Map Reference | MB 10 PG 44-52 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2022032578 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 APPIAN WAY, 600, BULGER, PA 15019-9629 |
| Name | Verified Name |
|---|---|
| Address | 4005 MARONDA WAY, SANFORD, FL 32771-6503 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 13, 2020 |
| Property Address | 10078 ELGIN BLVD, SPRING HILL, FL 34608-1705 |
| Document Number | 0039110507 |
| Book / Page | 3911 / 507 |
| Map Reference | MB 10 PG 44-52 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2020071035 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | STEEL CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 600 APPIAN WAY, BULGER, PA 15019-9629 |
| Document Number | 0003911508 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 3911/508 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10078 ELGIN BLVD, SPRING HILL, FL 34608-1705 |
| Document Number | 0038700748 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4005 MARONDA WAY SANFORD FL 327716503, SANFORD, FL 32771-6503 |
| Investor | Possibly a Property Investor |
| Document Number | 0038700748 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 003870/000748 |
| Instrument | 46560 |
| Name | AXIOM BK |
|---|---|
| Address | 258 SOUTHHALL LN # 400, MAITLAND, FL 32751-7457 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10078 ELGIN BLVD, SPRING HILL, FL 34608-1705 |
| Document Number | 0036950405 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 4, 2019 |
| Property Address | 10078 ELGIN BLVD, SPRING HILL, FL 34608-1705 |
| Document Number | 0036881092 |
| Book / Page | 003688 / 001092 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 20597 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $378.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 20, 2019 |
| Property Address | 10078 ELGIN BLVD, SPRING HILL, FL 34608-1705 |
| Document Number | 0036720825 |
| Book / Page | 003672 / 000825 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 10479 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $101.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2401 MARZEL AVE ORLANDO FL 328065702, ORLANDO, FL 32806-5702 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 20, 2019 |
| Property Address | 10078 ELGIN BLVD, SPRING HILL, FL 34608-1705 |
| Document Number | 0036720823 |
| Book / Page | 003672 / 000823 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 10478 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | TITLE CTRS/AMERICA, TITLECORP/AMERICA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 92 SW 3RD ST #1608 MIAMI FL 331303078, 1608, MIAMI, FL 33130-3078 |
| Investor | Possibly a Property Investor |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 (+17.89%) | $264,486 (+20.06%) Land $35,100 Building $229,386 | $264,486 (-8.9%) Land $35,100 Building $229,386 |
| 2023 | $220,297 (-18.95%) Land $220,297 | ||
| 2022 | $3,789.00 | $271,808 Land $22,200 Building $249,608 | $290,327 Land $33,750 Building $256,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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