Clare County property record for 10078 Covert Rd, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 704 sqft · built 1930 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,339 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-410-008-00 |
| Primary APN | 013-410-008-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 704 sqft Building Perimeter |
| 1st Floor Area | 704 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 269 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10078 COVERT RD |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R6W SEC 30 . LOT 8 OF ROODS SUB OF LOT 43 OF WEST BEACH AT EIGHT POINT LAKE. FROM 007-01 2002 SPLIT |
| Legal Range | 06W |
| Legal Township | 17N |
| Legal Section | 30 |
| Legal Subdivision | WEST BEACH AT EIGHT POINT LAKE |
| Legal Lot Number | 8,43 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 500 |
10078 Covert Rd, a single family home, is owned by an individual.
Source: Clare County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1730 S RAUCHOLZ RD, HEMLOCK, MI 48626-9757 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10078 Covert Rd was $1,339.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Garfield Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,400 (+12.04%) Land $10,500 Building $37,900 | $96,800 (+12.04%) Land $21,000 Building $75,800 | |
| 2025 | $1,339.00 | $43,200 Land $10,500 Building $32,700 | $86,400 Land $21,000 Building $65,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10078 Covert Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10078 Covert Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Point Broadband, Verizon.
5G (outdoors only) and 4G LTE
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