Hernando County property record for 10077 Hernando Ridge Rd, Weeki Wachee, FL 34613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,695 sqft · built 2003 |
| Lot Size | 0.546 acres (23,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Apr 2026) |
| Tax Bill | $6,375 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R18-222-18-4324-0000-0220 |
| Primary APN | R18-222-18-4324-0000-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,695 sqft Living Area |
| Gross Area | 3,742 sqft |
| 1st Floor Area | 2,695 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,802 sqft (0.546 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 396 sqft |
| Patio Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01434834 |
|---|---|
| Street Address | 10077 HERNANDO RIDGE RD |
| City | WEEKI WACHEE |
| State | FL |
| Zip | 34613-6503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAND WATERS PHASE 4 LOT 22 |
| Legal Range | 18E |
| Legal Township | 22S |
| Legal Section | 18 |
| Legal Subdivision | WOODLAND WATERS PHASE 4 |
| Legal Lot Number | 22 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 40702 |
Source: Hernando County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRANSWEST CREDIT UNION |
| Apr 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Nov 13, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Nov 6, 2025 · Amount on Record |
| Deed Document Number | 202624333 |
| Deed Book / Page | 4694 / 1739 |
| Prior Transfer Date | Jan 26, 2010 |
| Prior Transfer Doc | 0027250125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Document Number | 0000024333 |
| Book / Page | 4694 / 1739 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026.24333 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | GLOBAL TITLE SERVICES LLC, LOCALE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321,685.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024334, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 2026..24334 |
| Name | TRANSWEST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Document Number | 0046941739 |
| Book / Page | 4694 / 1739 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202624333 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | TITLE SERVICES, LOCALE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321,685.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024334, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202624334 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 13, 2025 |
| Property Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Document Number | 0046330660 |
| Book / Page | 4633 / 660 |
| Map Reference | MB 32 PG 36&37 |
| Instrument Date | Nov 2, 2025 |
| Instrument | 2025078433 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 6, 2025 |
| Property Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Document Number | 0046291453 |
| Book / Page | 4629 / 1453 |
| Map Reference | MB 32 PG 36 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025076545 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 WESTOVER DR, SANFORD, NC 27330-8941 |
| Name | Verified Name |
|---|---|
| Address | 10077 HERNANDO RIDGE RD, WEEKI WACHEE, FL 34613-6503 |
| Document Number | 0046291455 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 4629/1455 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,375.00 (+28.89%) | $383,435 (+21%) | $444,321 (+31.47%) Land $44,034 Building $400,287 |
| 2023 | $316,888 Land $37,621 Building $279,267 | ||
| 2022 | $4,946.00 | $337,951 Land $51,174 Building $286,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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