10077 Florence Cir, Naples, FL 34119 Property Records

Collier County property record for 10077 Florence Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (May 2022)
Tax Bill	$7,396 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone AH (high risk)
APN	`531550 163B20`

Property Details

APN / Parcel Number

Primary APN	`531550 163B20`
Alternative APN	`64917000401`

Interior

Stories	1 Story
Building Area	2,396 sqft Living Area
1st Floor Area	2,396 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Deck Area	969 sqft

Location & Zoning

Street Address	10077 FLORENCE CIR
City	NAPLES
State	FL
Zip	34119-9819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALAZZO AT NAPLES LOT 16
Legal Range	26
Legal Township	48
Legal Section	20
Legal Subdivision	PALAZZO AT NAPLES
Legal Tract	531550
Legal Block	2
Legal Lot Number	16
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2002
Census Tract	11207

Owner

10077 Florence Cir is owned and occupied by two individuals who bought it in May 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10077 FLORENCE CIR, NAPLES, FL 34119-9819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
Apr 23, 2021	Intrafamily Transfer, Transfer ATTORNEY
Oct 4, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Oct 4, 2017 · Amount on File
Deed Document Number	20226254959
Deed Book / Page	6129 / 814
Prior Transfer Date	Apr 9, 2021
Prior Transfer Doc	0059331934
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	May 19, 2022
Property Address	10077 FLORENCE CIR, NAPLES, FL 34119-9819
Document Number	0061290814
Book / Page	6129 / 814
Map Reference	MB 57 PG 35-39
Instrument Date	May 9, 2022
Instrument	6254959
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	TITLE PULSE, TITLE PLUS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1475 CURLEW AVE APT 1, 1475, NAPLES, FL 34102-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10077 FLORENCE CIR, NAPLES, FL 34119-9819

Mortgage

Document Number	0006129816
Date	May 19, 2022
Instrument	6129/816

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Apr 23, 2021
Property Address	10077 FLORENCE CIR, NAPLES, FL 34119-9819
Document Number	0059331934
Book / Page	5933 / 1934
Map Reference	MB 57 PG 35-39
Instrument Date	Apr 9, 2021
Instrument	6044590
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10077 FLORENCE CIR, NAPLES, FL 34119-9819

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 4, 2017
Property Address	10077 FLORENCE CIR, NAPLES, FL 34119-9819
Document Number	0054370456
Book / Page	005437 / 000456
Instrument Date	Oct 2, 2017
Instrument	5454919
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10077 FLORENCE CIR NAPLES FL 341199819, NAPLES, FL 34119-9819

Tax Assessment & Valuation

The 2025 property tax bill for 10077 Florence Cir was $7,396 with a homeowner's exemption, up 0.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,092 (+2.7%)	$815,441 (+3.25%) Land $425,958 Building $389,483
2025	$7,396.00 (+0.48%) Homeowner's exemption	$789,768 Land $303,784 Building $485,984	$789,768 Land $303,784 Building $485,984
2024	$7,361.00 (-6.55%)
2023	$7,877.00 (+54.85%) Homeowner's exemption	$816,562 (+55.32%) Land $295,116 Building $521,446	$816,562 (+7.19%) Land $295,116 Building $521,446
2022	$5,087.00 Homeowner's exemption Senior Citizen's exemption	$525,714	$761,785 Land $208,026 Building $553,759

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10077 Florence Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10077 Florence Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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