10077 Downing St, Semmes, AL 36575 Property Records

Mobile County property record for 10077 Downing St, Semmes, AL 36575 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,499 sqft · built 1991
Owner	Individual Name on File
Last Sale	$167,000 (Jul 2023)
Tax Bill	$634 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022405210002091`

Property Details

APN / Parcel Number

Primary APN	`R022405210002091`
Alternative APNs	`24 05 21 0 002 091.XXX` `00364171` `364171`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,499 sqft Living Area
1st Floor Area	1,499 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	364171
Old Parcel Number	R022405210002091
Street Address	10077 DOWNING ST
City	SEMMES
State	AL
Zip	36575-6133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 CHURCHILL DOWNS 2ND UNIT MBK 24 P 84 #SEC 21 T3S R3W #MP24 05 21 0 002
Legal Range	03W
Legal Township	03S
Legal Section	21
Legal Subdivision	CHURCHILL DOWNS 2ND
Legal Lot Number	65
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2014
Census Tract	6303

Owner

Source: Mobile County records · APN R022405210002091

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10077 DOWNING ST, SEMMES, AL 36575-6133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Jul 20, 2022	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	2023041711
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 14, 2023
Property Address	10077 DOWNING ST, SEMMES, AL 36575-6133
Document Number	0000041711
Map Reference	MB 24 PG 84
Instrument Date	Jul 11, 2023
Instrument	2023041711
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	CRANE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10375 BROTHERS LAKE DR, WILMER, AL 36587-8454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10077 DOWNING ST, SEMMES, AL 36575-6133

Mortgage

Document Number	0000041712
Date	Jul 14, 2023
Instrument	2023041712

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 20, 2022
Property Address	10077 DOWNING ST, SEMMES, AL 36575-6133
Document Number	0000048393
Map Reference	MB 24 PG 84
Instrument Date	Jul 08, 2022
Instrument	2022048393
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2240, SEMMES, AL 36575-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10077 DOWNING ST, SEMMES, AL 36575-6133

Mortgage

Document Number	0000048394
Date	Jul 20, 2022
Instrument	2022048394

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00 (-12.19%) Homeowner's exemption	$14,450 (-11.19%) Land $3,000 Building $11,450	$144,500 (-11.19%) Land $30,000 Building $114,500
2024	$722.00 (-42.01%) Homeowner's exemption	$16,270 (+26.71%) Land $2,500 Building $13,770	$162,700 (+26.71%) Land $25,000 Building $137,700
2023	$1,245.00 (+16.46%)	$12,840 (+16.41%) Land $2,120 Building $10,720	$128,400 (+16.41%) Land $21,200 Building $107,200
2022	$1,069.00	$11,030 Land $2,100 Building $8,930	$110,300 Land $21,000 Building $89,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970063032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	About 1 in 481 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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