10076 Tay Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 10076 Tay Ct, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1993
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2018)
Tax Bill	$4,498 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1580-0380`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1580-0380`
Alternative APNs	`00636985` `636985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,965 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	157 ft deep x 98 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	458 sqft
Deck Area	100 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00636985
Street Address	10076 TAY CT
City	SPRING HILL
State	FL
Zip	34608-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLK 1580 LOT 38
Legal Range	17E
Legal Township	23S
Legal Section	12
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1580
Legal Lot Number	38
Legal Unit	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41201

Owner

10076 Tay Ct is owned and occupied by two individuals who bought it in January 2018.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10076 TAY CT, SPRING HILL, FL 34608-2656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Deed Document Number	2018003526
Deed Book / Page	3545 / 0004
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 19, 2018
Property Address	10076 TAY CT, SPRING HILL, FL 34608-2656
Document Number	0035450004
Book / Page	003545 / 000004
Instrument Date	Jan 16, 2018
Instrument	3526
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	SOUTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10076 TAY CT SPRING HILL FL 346082656, SPRING HILL, FL 34608-2656

Mortgage

Document Number	35450006
Date	Jan 19, 2018
Book Page	003545/000006
Instrument	3527

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10076 Tay Ct was $4,498.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,498.00	$303,533	$329,978 Land $36,865 Building $293,113
2023		$250,854 (-20.07%) Land $250,854
2022	$4,433.00	$313,833 Land $22,497 Building $291,336	$349,306 Land $31,949 Building $317,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10076 Tay Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10076 Tay Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35