10075 Summerfield Rd, Temperance, MI 48182 Property Records

Monroe County property record for 10075 Summerfield Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,619 sqft · built 1997
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,500 (Jun 2017)
Tax Bill	$2,513 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-012-037-00`

Property Details

APN / Parcel Number

Primary APN	`15-012-037-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,619 sqft Living Area
1st Floor Area	1,619 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	20,473 sqft (0.47 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10075 SUMMERFIELD RD
City	TEMPERANCE
State	MI
Zip	48182-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	W12-3-A SEC 12 T8S R6E .47 AC COM AT A PT ON THE C L OF M-151 1101.45 FT S 89 DEG 39' E FR THE SW COR OF THE SE 1/4 OF THE NE
Legal Range	06E
Legal Township	08S
Legal Section	12
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	3
Census Block	3001
Census Tract	833000

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10075 SUMMERFIELD RD, TEMPERANCE, MI 48182-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 21, 2017	Warranty Deed, Transfer LOUISVILLE TITLE
Jun 21, 2017	Quit Claim Deed, Transfer LOUISVILLE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Aug 30, 1996 · Amount on Record
Deed Document Number	201713049
Prior Transfer Date	Jun 14, 2017
Prior Transfer Doc	0000013050
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Aug 4, 2026
Property Address	10075 SUMMERFIELD RD, TEMPERANCE, MI 48182-9705
Document Number	0000013554
Instrument Date	Jul 25, 2026
Instrument	202613554
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10075 SUMMERFIELD RD, TEMPERANCE, MI 48182-9705
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013554,
Date	Aug 4, 2026
Instrument	202613554

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2046

Interest

Rate	6.49%
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 21, 2017
Property Address	10075 SUMMERFIELD RD, TEMPERANCE, MI 48182-9705
Document Number	2017R13049
Instrument Date	Jun 14, 2017
Instrument	2017R13049
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LOUISVILLE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,431.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 243, TEMPERANCE, MI 48182-0243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2250 PERRYSBURG HOLLAND RD # 69, 69, MAUMEE, OH 43537-1375

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jun 21, 2017
Property Address	10075 SUMMERFIELD RD, TEMPERANCE, MI 48182-9705
Document Number	0000013050
Instrument Date	Jun 14, 2017
Instrument	13050
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	LOUISVILLE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10075 SUMMERFIELD RD TEMPERANCE MI 481829705, TEMPERANCE, MI 48182-9705

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,200 (+14.95%) Land $109,200	$218,400 (+14.95%) Land $218,400
2025	$2,513.00 (+4.14%) Homeowner's exemption
2024	$2,413.00 (+9.43%)
2023	$2,205.00 Homeowner's exemption	$95,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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