10072 Heathcliff St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10072 Heathcliff St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,725 sqft · built 2018
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$173,200 (Sep 2018)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0443-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0443-0020`
Alternative APNs	`00276169` `276169`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,725 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00276169
Street Address	10072 HEATHCLIFF ST
City	SPRING HILL
State	FL
Zip	34608-5847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 443 LOT 2 ORB 343 PG 162
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	443
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3026
Census Tract	41105

Owner

10072 Heathcliff St is owned and occupied by an individual who bought it in September 2018.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	10072 HEATHCLIFF ST, SPRING HILL, FL 34608-5847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Sep 6, 2018	Special Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Jan 22, 2018	Loan Modification, Mortgage · Line of Credit REGIONS BK
Jan 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Jan 23, 2018 · Amount on File
Deed Document Number	201854013
Deed Book / Page	3620 / 373
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	0028120058
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10072 HEATHCLIFF ST, SPRING HILL, FL 34608-5847
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038750001
Date	Aug 12, 2020
Book Page	3875/1
Instrument	2020049203

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 6, 2018
Property Address	10072 HEATHCLIFF ST, SPRING HILL, FL 34608-5847
Document Number	0036200373
Book / Page	3620 / 0373
Map Reference	MB8 PG27-37
Instrument Date	Aug 29, 2018
Instrument	2018054013
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10072 HEATHCLIFF ST, SPRING HILL, FL 34608-5847

Mortgage

Document Number	2018054014
Date	Sep 6, 2018
Instrument	2018054014

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Recording Date	Jan 22, 2018
Property Address	10072 HEATHCLIFF ST, SPRING HILL, FL 34608-5847
Document Number	0035450608
Book / Page	003545 / 000608
Instrument Date	Jan 12, 2018
Instrument	3767
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	35450608
Date	Jan 22, 2018
Book Page	003545/000608
Instrument	3767

Lender

Name	REGIONS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 23, 2018
Property Address	10072 HEATHCLIFF ST, SPRING HILL, FL 34608-5847
Document Number	0035451441
Book / Page	003545 / 001441
Instrument Date	Nov 16, 2017
Instrument	4085
Transaction Type	Transfer
Record Updated	Feb 9, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10072 Heathcliff St was $2,944 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,944.00 Homeowner's exemption	$197,237	$319,918 Land $36,500 Building $283,418
2023		$186,095 Land $186,095
2022	$2,225.00		$307,297 Land $33,000 Building $274,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10072 Heathcliff St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10072 Heathcliff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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