10070 Gamble Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 10070 Gamble Rd, Monticello, FL 32344

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · built 2021
Lot Size	45.5 acres (1,985,683 sqft)
Owner	2 Individual Names on File
Last Sale	$136,800 (Mar 2020)
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-1S-3E-0000-0054-0000`

Property Details

APN / Parcel Number

Primary APN	`23-1S-3E-0000-0054-0000`
Alternative APN	`4361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,985,683 sqft (45.5 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10070 GAMBLE RD
City	MONTICELLO
State	FL
Zip	32344-8445
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	45.585 ACRES N1/4 OF S1/2 E OF ST RD 59 ORB 527 P 492 & 596 P 620
Legal Range	03E
Legal Township	01S
Legal Section	23
Jurisdiction	JEFFERSON FL
Township / Civil Division	WACISSA
Census Block Group	2
Census Block	2015
Census Tract	250200

Owner

Source: Jefferson County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10070 GAMBLE RD, MONTICELLO, FL 32344-8445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Dec 28, 2006 · Amount on File
Deed Document Number	2020688
Deed Book / Page	781 / 18
Prior Transfer Date	Jul 19, 2018
Prior Transfer Doc	0007570334
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Mar 13, 2020
Property Address	10070 GAMBLE RD, MONTICELLO, FL 32344-8445
Document Number	0007810018
Book / Page	000781 / 000018
Instrument Date	Mar 13, 2020
Instrument	33000688
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$958.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	187 BRUMBLEY RD MONTICELLO FL 323447556, MONTICELLO, FL 32344-7556

Mortgage

Document Number	7810021
Date	Mar 13, 2020
Book Page	000781/000021
Instrument	33000689

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 12, 2040

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,277.00 Homeowner's exemption	$180,061 (+2.11%)	$331,504 (+18.88%) Land $167,706 Building $163,798
2024	$2,277.00 (-12.42%) Homeowner's exemption	$176,334 (+11.66%)	$278,861 (-19.06%) Land $13,936 Building $264,925
2023	$2,600.00 (+8.83%)	$157,923 (+5.6%)	$344,512 (+23.46%) Land $7,148 Building $337,364
2022	$2,389.00	$149,546	$279,045 Land $7,256 Building $271,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008–2010)
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20