Union County property record for 1007 White Oaks Cir, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,056 sqft · built 1966 |
| Lot Size | 0.955 acres (41,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,000 (Apr 2001) |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-354-077 |
| Primary APN | 09-354-077 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 41,600 sqft (0.955 acres) |
| Garage Type | Carport |
| Garage Area | 475 sqft |
| Carport | Carport |
| Carport Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1007 WHITE OAKS CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #28 WHITE OAKS |
| Legal Subdivision | WHITE OAKS TWNSHP 9 |
| Legal Lot Number | 28 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 20501 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 WHITE OAKS CIR, MONROE, NC 28112-7020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2001 · Amount on File |
| Deed Sale | Apr 12, 2001 · Amount on File |
| Prior Sale | Dec 21, 1999 · Amount on File |
| Deed Document Number | 200148362 |
| Deed Book / Page | 1539 / 821 |
| Last Transfer Date | Dec 11, 2006 |
| Transfer Doc | 4401587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1007 WHITE OAKS CIR, MONROE, NC 28112-7020 |
| Document Number | 6943344 |
| Book / Page | 006943 / 000344 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1007 WHITE OAKS CIR MONROE NC 281127020, MONROE, NC 28112-7020 |
| Document Number | 6943344 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 006943/000344 |
| Instrument | 15221 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 31, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,400 (-) Land $71,400 Building $281,000 | $352,400 (-) Land $71,400 Building $281,000 | |
| 2025 | $1,697.00 (+13.44%) | $352,400 (+49.39%) Land $71,400 Building $281,000 | $352,400 (+49.39%) Land $71,400 Building $281,000 |
| 2023 | $1,496.00 | $235,900 Land $21,500 Building $214,400 | $235,900 Land $21,500 Building $214,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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