1007 Wellscroft Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1007 Wellscroft Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,056 sqft · built 2012
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Sep 2012)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-003-255`

Property Details

APN / Parcel Number

Primary APN	`07-003-255`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1007 WELLSCROFT RD
City	INDIAN TRAIL
State	NC
Zip	28079-8827
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#162 FIELDSTONE FARM MP5 OPCK417
Legal Subdivision	FIELDSTONE FARM
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2001
Census Tract	20305

Owner

Source: Union County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2012 · Amount on Record
Deed Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	201227825
Deed Book / Page	5817 / 433
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827

Mortgage

Document Number	0009318258
Date	Mar 3, 2026
Book Page	9318/258
Instrument	5602

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827

Mortgage

Document Number	0008650262
Date	Feb 3, 2023
Book Page	8650/262
Instrument	2559

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365 NESE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6917638
Date	Apr 24, 2017
Book Page	6917/638
Instrument	0011036

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7211881
Date	Aug 7, 2018
Book Page	7211/881
Instrument	0022164

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7452334
Date	Aug 29, 2019
Book Page	7452/334
Instrument	0025821

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1007 WELLSCROFT RD, INDIAN TRAIL, NC 28079-8827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURANCEPIRE CLOSING SVCS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7678215
Date	May 26, 2020
Book Page	7678/215
Instrument	17960

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00 (+20.8%)	$484,500 (+52.79%) Land $90,400 Building $394,100	$484,500 (+52.79%) Land $90,400 Building $394,100
2023	$2,644.00	$317,100 Land $54,000 Building $263,100	$317,100 Land $54,000 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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