1007 W Main St, Ottawa, OH 45875 Property Records

Putnam County property record for 1007 W Main St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,726 sqft · built 1952
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,063 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-101070.0000`

Property Details

APN / Parcel Number

Primary APN	`32-101070.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Mixed
Garage Area	1,860 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1007 W MAIN ST
City	OTTAWA
State	OH
Zip	45875-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 7E 28 LOT 6 OF LOT 2 WPT PT MDPT NW NE (S OF 224)
Legal Range	7E
Legal Township	1N
Legal Section	28
Legal Subdivision	OTTAWA VILLAGE
Legal Lot Number	6,2
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2024
Census Tract	30302

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 W MAIN ST, OTTAWA, OH 45875-1324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Nov 12, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Feb 21, 2018	Deed of Trust, Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	1007 W MAIN ST, OTTAWA, OH 45875-1324
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00784/2430
Date	Mar 9, 2026
Book Page	784/2430
Instrument	202600000943

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	1007 W MAIN ST, OTTAWA, OH 45875-1324
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	714/2171
Date	Nov 12, 2019
Book Page	714/2171
Instrument	201900004632

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Sep 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	1007 W MAIN ST, OTTAWA, OH 45875-1324
Transaction Type	Mortgage
Record Updated	Mar 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	696/2006
Date	Feb 21, 2018
Book Page	696/2006
Instrument	201800000738

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Feb 14, 2025

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,063.00 (+2.08%) Homeowner's exemption	$62,310 (+46.68%) Land $11,820 Building $50,490	$178,030 (-) Land $33,770 Building $144,260
2023	$2,021.00 (+29.14%) Homeowner's exemption Additional exemption filed	$42,480 (-) Land $9,190 Building $33,290	$178,030 (+46.68%) Land $33,770 Building $144,260
2022	$1,565.00 Homeowner's exemption	$42,480 Land $9,190 Building $33,290
2020			$121,370 Land $26,260 Building $95,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007–2013)
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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