Cherokee County property record for 1007 Valley River Ave, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,732 sqft Heated Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $405,000 (2026) |
| Tax Bill | $1,834.00 (2025) |
| Primary APN | 459207784244000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,732 sqft Heated Area |
| Gross Area | 4,796 sqft Gross Area |
| 1st Floor | 1,912 sqft 1st Floor |
| Upper Floors | 1,820 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 27,443 sqft (0.63 acres) |
| Depth X Width | 214 ft x 133 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 264 sqft Garage |
| Deck Area | 92 sqft Deck |
| Porch Area | 228 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 40151 |
|---|---|
| Street Address | 1007 VALLEY RIVER AVE |
| City | MURPHY |
| State | NC |
| Zip | 28906-2886 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FR HAWKINS 706/150 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 930402 |
Source: Cherokee County records · APN 459207784244000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1007 VALLEY RIVER AVE, MURPHY, NC 28906-2886 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 15, 2007 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 19, 2012 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Apr 08, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2026 · Amount on Record |
| Deed Sale | Apr 08, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2014 · Amount on Record |
| Deed Doc Number | 20261633 |
| Deed Book / Page | 1798 / 1337 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1007 VALLEY RIVER AVE, MURPHY, NC 28906-2886 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | COAST TO COAST TITLE SERVICES INC, COAST TO COAST T&E SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 001706/700 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 1706/700 |
| Instrument | 1628 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1007 VALLEY RIVER AVE, MURPHY, NC 28906-2886 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01283/1060 |
|---|---|
| Date | May 15, 2007 |
| Book Page | 1283/1060 |
| Instrument | 2007-0003756 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Change Frequency | 2 Years |
| Min Rate At Change | 4.75% |
| Index | 52-Week T-Bill (1-Year) |
| Margin | 1 |
| Max Rate | 13.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1007 VALLEY RIVER AVE, MURPHY, NC 28906-2886 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01449/0740 |
|---|---|
| Date | Oct 19, 2012 |
| Book Page | 1449/0740 |
| Instrument | 5180 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Change Frequency | 2 Years |
| Min Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Margin | 1 |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 08, 2026 |
| Property Address | 1007 VALLEY RIVER AVE, MURPHY, NC 28906-2886 |
| Document Number | 0000001633 |
| Book / Page | 1798 / 1337 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 20261633 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,810.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1007 VALLEY RIVER AVE, MURPHY, NC 28906-2886 |
| Document Number | 0000001634, |
|---|---|
| Date | Apr 08, 2026 |
| Instrument | 20261634 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 08, 2031 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,834.00 | $286,790 (-0.04%) | $286,790 (-0.04%) Land $36,000 Building $250,790 |
| 2023 | $286,900 | $286,900 Land $36,000 Building $250,900 |
1007 Valley River Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 72nd in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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