1007 Thoughtful Spot Ln, Durham, NC 27703 Property Records

Durham County property record for 1007 Thoughtful Spot Ln, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,424 sqft · built 2015
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2023)
Tax Bill	$4,625 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0840-86-1212`

Property Details

APN / Parcel Number

Primary APN	`0840-86-1212`
Alternative APNs	`0840-86-12-1285` `216070`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,424 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1007 THOUGHTFUL SPOT LN
City	DURHAM
State	NC
Zip	27703-9880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 6.038
Legal Description	HANOVER POINTE/AREA A/LT# 100 PL:000193-000109
Legal Subdivision	HANOVER POINTE
Legal Lot Number	100
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2010
Census Tract	1808

Owner

1007 Thoughtful Spot Ln is owned and occupied by two individuals who bought it in January 2023.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1007 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Prior Sale	Feb 26, 2016 · Amount on File
Deed Document Number	202348460
Deed Book / Page	9844 / 317
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 5, 2023
Property Address	1007 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880
Document Number	0098440317
Book / Page	9844 / 317
Map Reference	MB 193 PG 106-109
Instrument Date	Jan 4, 2023
Instrument	2023048460
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 THE PARKS DR, PITTSBORO, NC 27312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880

Mortgage

Document Number	2023048461
Date	Jan 5, 2023
Instrument	2023048461

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1007 THOUGHTFUL SPOT LN, DURHAM, NC 27703-9880
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096000039
Date	Jan 28, 2022
Book Page	9600/39
Instrument	2022003811

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1007 Thoughtful Spot Ln was $4,625, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,625.00 (+2.53%)	$455,092 (-) Land $78,400 Building $376,692	$455,092 (-) Land $78,400 Building $376,692
2025	$4,511.00	$455,092 Land $78,400 Building $376,692	$455,092 Land $78,400 Building $376,692
2023	$3,535.00 (+2.35%)	$269,875 Land $50,220 Building $219,655	$269,875 Land $50,220 Building $219,655
2022	$3,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Thoughtful Spot Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Thoughtful Spot Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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