1007 Sutherland Plz, Lynn Haven, FL 32444 Property Records

Bay County property record for 1007 Sutherland Plz, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1996
Lot Size	0.355 acres (15,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,000 (Feb 2023)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11588-465-000`

Property Details

APN / Parcel Number

Primary APN	`11588-465-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,740 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,477 sqft (0.355 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	810 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	239 sqft
Deck Area	360 sqft
Patio Area	699 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1007 SUTHERLAND PLZ
City	LYNN HAVEN
State	FL
Zip	32444-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	MOWAT HIGHLANDS PHASE VII LOT 15 ORB 4660 P 1094
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	MOWAT HIGHLANDS PHASE V
Legal Phase	7
Legal Lot Number	15
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1007 SUTHERLAND PLZ, LYNN HAVEN, FL 32444-8313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jul 13, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage SUPREME LNDG
Aug 28, 2019	Warranty Deed, Transfer · Commercial Mortgage PANHANDLE EDUCATORS FCU
Feb 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	202311132
Deed Book / Page	4660 / 1094
Prior Transfer Date	Jan 25, 2018
Prior Transfer Doc	0039820588
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 24, 2023
Property Address	1007 SUTHERLAND PLZ, LYNN HAVEN, FL 32444-8313
Document Number	0046601094
Book / Page	4660 / 1094
Map Reference	MB 16 PG 82
Instrument Date	Feb 24, 2023
Instrument	2023011132
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SUTHERLAND PLZ, LYNN HAVEN, FL 32444-8313

Mortgage

Document Number	0046601096
Date	Feb 24, 2023
Instrument	4660/1096

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 13, 2020
Property Address	1007 SUTHERLAND PLZ, LYNN HAVEN, FL 32444-8313
Document Number	0042730940
Book / Page	004273 / 000940
Instrument Date	Jul 10, 2020
Instrument	45289
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2020
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,873.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1007 SUTHERLAND PLZ LYNN HAVEN FL 324448313, LYNN HAVEN, FL 32444-8313

Mortgage

Document Number	42730942
Date	Jul 13, 2020
Book Page	004273/000942
Instrument	45290

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 28, 2019
Property Address	1007 SUTHERLAND PLZ, LYNN HAVEN, FL 32444-8313
Document Number	0041611628
Book / Page	4161 / 1628
Map Reference	MB 16 PG 82
Instrument Date	Aug 22, 2019
Instrument	2019077126
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount Recorded
Tax	$882.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 SUTHERLAND CT, 1306, LYNN HAVEN, FL 32444-8309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SUTHERLAND PLZ, LYNN HAVEN, FL 32444-8313

Mortgage

Document Number	0041611630
Date	Aug 28, 2019
Instrument	4161/1630

Lender

Name	PANHANDLE EDUCATORS FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 23, 2018
Property Address	1007 SUTHERLAND PLZ, LYNN HAVEN, FL 32444-8313
Document Number	0039820588
Book / Page	003982 / 000588
Instrument Date	Jan 25, 2018
Instrument	10391
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1306 SUTHERLAND CT LYNN HAVEN FL 324448309, LYNN HAVEN, FL 32444-8309

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,919.00 (-1.04%) Homeowner's exemption	$302,113 (+27.9%)	$312,005 (+20.46%) Land $63,500 Building $248,505
2024	$3,960.00 (+27.33%)
2023	$3,110.00 (+9.7%) Homeowner's exemption	$236,208 (+3%)	$259,017 (+11.5%) Land $48,755 Building $210,262
2022	$2,835.00 Homeowner's exemption	$229,328	$232,297 Land $37,839 Building $194,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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