1007 Stepping Stone Ln, Monroe, NC 28110 Property Records

Union County property record for 1007 Stepping Stone Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,226 sqft · built 2003
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (Nov 2023)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-027-588`

Property Details

APN / Parcel Number

Primary APN	`07-027-588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,226 sqft Living Area
Gross Area	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1007 STEPPING STONE LN
City	MONROE
State	NC
Zip	28110-7105
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#65 LAUREL CREEK OPCH550-551
Legal Subdivision	LAUREL CREEK
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3002
Census Tract	20321

Owner

Source: Union County assessment roll, APN 07-027-588, as of March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1007 STEPPING STONE LN, MONROE, NC 28110-7105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Mar 12, 2015 · Amount on Record
Deed Document Number	202327822
Deed Book / Page	8814 / 463
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 17, 2023
Property Address	1007 STEPPING STONE LN, MONROE, NC 28110-7105
Document Number	0008814463
Book / Page	8814 / 463
Map Reference	CAB H FILE 550&551
Instrument Date	Nov 17, 2023
Instrument	27822
Transaction Type	Transfer
Record Updated	Dec 08, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2651 BRIGHTMOOR RIDGE DR, MATTHEWS, NC 28105-2433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 STEPPING STONE LN, MONROE, NC 28110-7105

Mortgage

Document Number	0000027823
Date	Nov 17, 2023
Instrument	27823

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Union County assessment roll as of March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00 (+12.82%)	$291,200 (+42.4%) Land $69,000 Building $222,200	$291,200 (+42.4%) Land $69,000 Building $222,200
2023	$1,740.00	$204,500 Land $40,700 Building $163,800	$204,500 Land $40,700 Building $163,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203213, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 269 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0190413, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.