Charles County property record for 1007 Spruce St, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,020 sqft · built 1966 |
| Lot Size | 0.402 acres (17,515 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $272,000 (Jun 2017) |
| Tax Bill | $11,133 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-015708 |
| Primary APN | 08-015708 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 17,515 sqft (0.402 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 015708 |
|---|---|
| Street Address | 1007 SPRUCE ST |
| City | WALDORF |
| State | MD |
| Zip | 20601-3352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | L-3 B-A S-1 COUNTRY CLUB SO SUB |
| Legal Subdivision | COUNTRY CLUB SO SUB |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 850801 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1007 SPRUCE ST, WALDORF, MD 20601-3352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Prior Sale | Aug 16, 2016 · Amount on Record |
| Deed Book / Page | 9894 / 167 |
| Prior Transfer Date | Jul 15, 2016 |
| Prior Transfer Doc | 0094720273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1007 SPRUCE ST, WALDORF, MD 20601-3352 |
| Document Number | 0098940175 |
| Book / Page | 009894 / 000175 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2017 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITOL TITLE INSURANCE AGENCY INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 6313 SUNVALLEY TER DISTRICT HEIGHTS MD 207471339, DISTRICT HEIGHTS, MD 20747-1339 |
| Document Number | 0098940175 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 009894/000175 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,100 (+6.66%) Land $119,200 Building $276,900 | $396,100 (-) Land $119,200 Building $276,900 | |
| 2025 | $11,133.00 (+144.04%) Homeowner's exemption | $371,367 (+15.37%) | $396,100 (+23.05%) Land $119,200 Building $276,900 |
| 2023 | $4,562.00 Homeowner's exemption | $321,900 Land $114,200 Building $207,700 | $321,900 Land $114,200 Building $207,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 22 (1983–2019) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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