1007 Spruce St, Hammond, IN 46324 Property Records

Lake County property record for 1007 Spruce St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,048 sqft · built 1927
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$239,800 (Jun 2023)
Tax Bill	$3,207 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-32-0163-0002`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0163-0002`
Alternative APNs	`45-07-07-177-014.000-023` `263201630002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,048 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	1,016 sqft
Finished Basement	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2010
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1007 SPRUCE ST
City	HAMMOND
State	IN
Zip	46324-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUBDIV. LOTS 7 & 8 BLK. 2 COLUMBIA GARDENS L.B
Legal Subdivision	COLUMBIA GARDENS
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4006
Census Tract	21400

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 SPRUCE ST, HAMMOND, IN 46324-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · FHA Mortgage CIBC BANK USA
Jun 12, 2023	Re-recorded Document · FHA Mortgage CIBC BANK USA
Jun 17, 2021	Special Warranty Deed, Transfer
Dec 22, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	2023517991
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	0000095422
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 16, 2022
Property Address	1007 SPRUCE ST, HAMMOND, IN 46324-1632
Document Number	0000007242
Map Reference	MB 20 PG 14
Instrument Date	Feb 10, 2022
Instrument	2022-507242
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SPRUCE ST, HAMMOND, IN 46324-1632

Mortgage

Document Number	0000007243
Date	Feb 16, 2022
Instrument	2022-507243

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Jun 12, 2023
Property Address	1007 SPRUCE ST, HAMMOND, IN 46324-1632
Document Number	0000017991
Map Reference	MB 20 PG 14
Instrument Date	Feb 10, 2022
Instrument	2023-517991
Record Updated	Aug 18, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SPRUCE ST, HAMMOND, IN 46324-1632

Mortgage

Document Number	0000017992
Date	Jun 12, 2023
Instrument	2023-517992

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Mar 1, 2052

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 17, 2021
Property Address	1007 SPRUCE ST, HAMMOND, IN 46324-1632
Document Number	0000013779
Map Reference	MB 20 PG 14
Instrument Date	Apr 20, 2021
Instrument	2021-513779
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3628 HIGGINS PARK SOUTH ST, HAMMOND, IN 46323-4302

December 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	LAKE IN
Recording Date	Dec 22, 2020
Property Address	1007 SPRUCE ST, HAMMOND, IN 46324-1632
Document Number	0000095422
Instrument Date	Dec 4, 2020
Instrument	95422
Transaction Type	Foreclosure
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1007 SPRUCE ST HAMMOND IN 463241632, HAMMOND, IN 46324-1632
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$281,600 (+21.64%) Land $22,200 Building $259,400	$281,600 (+21.64%) Land $22,200 Building $259,400
2024	$3,207.00 (+8.82%)
2023		$231,500 (+6.1%) Land $21,600 Building $209,900	$231,500 (+6.1%) Land $21,600 Building $209,900
2022	$2,947.00 (-49.2%)	$218,200 Land $21,600 Building $196,600	$218,200 Land $21,600 Building $196,600
2021	$5,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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