1007 Spot Cir, New Bern, NC 28562 Property Records

Craven County property record for 1007 Spot Cir, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,687 sqft · built 2019
Lot Size	0.249 acres (10,867 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2026)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-106-2-170`

Property Details

APN / Parcel Number

Primary APN	`7-106-2-170`
Alternative APNs	`129037` `114608`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,867 sqft (0.249 acres)
Garage Type	Attached
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114608
Street Address	1007 SPOT CIR
City	NEW BERN
State	NC
Zip	28562-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 170 BENDIGO BAY PH I SCT A AT BLUEWATER RISE
Legal Subdivision	BENDIGO BAY
Legal Phase	I
Legal Lot Number	170
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3021
Census Tract	961004

Owner

1007 Spot Cir is owned by two individuals who bought it in May 2026.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	112 SURSEE CT, NEW BERN, NC 28562-7071
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 20, 2022	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 13, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Dec 20, 2022 · Amount on File
Deed Document Number	202610156798
Deed Book / Page	3882 / 1
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 28, 2026
Property Address	1007 SPOT CIR, NEW BERN, NC 28562-1203
Document Number	0010156798
Book / Page	3882 / 1
Instrument Date	May 26, 2026
Instrument	202610156798
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$65,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SURSEE CT, NEW BERN, NC 28562-7071

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 20, 2022
Property Address	1007 SPOT CIR, NEW BERN, NC 28562-1203
Document Number	03750/1568
Book / Page	3750 / 1568
Map Reference	CAB I SL 143 E-F
Instrument Date	Dec 7, 2022
Instrument	10107152
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 STONEBRIDGE TRL, HAVELOCK, NC 28532-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SPOT CIR, NEW BERN, NC 28562-1203

Mortgage

Document Number	0037501571
Date	Dec 20, 2022
Instrument	3750/1571

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1007 SPOT CIR, NEW BERN, NC 28562-1203
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SPOT CIR, NEW BERN, NC 28562-1203

Mortgage

Document Number	03734/1299
Date	Jul 21, 2022
Book Page	3734/1299
Instrument	10100460

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 13, 2020
Property Address	1007 SPOT CIR, NEW BERN, NC 28562-1203
Document Number	3608/1766
Book / Page	3608 / 1766
Map Reference	CAB I SL 143E-F
Instrument Date	Mar 10, 2020
Instrument	10053063
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7122, JACKSONVILLE, NC 28540-2122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 SPOT CIR, NEW BERN, NC 28562-1203

Mortgage

Document Number	36081769
Date	Apr 13, 2020
Instrument	3608/1769

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Spot Cir was $2,353.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,270 (-) Land $45,000 Building $228,270	$273,270 (-) Land $45,000 Building $228,270
2025	$2,353.00	$273,270 Land $45,000 Building $228,270	$273,270 Land $45,000 Building $228,270
2023	$2,313.00 (+18.25%)	$273,270 (+50.14%) Land $45,000 Building $228,270	$273,270 Land $45,000 Building $228,270
2022	$1,956.00	$182,010 Land $35,000 Building $147,010
2018			$182,010 Land $35,000 Building $147,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1007 Spot Cir in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	18 (2011–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Spot Cir is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spot Cir

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