1007 S 15th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1007 S 15th St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 1902
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Tax Bill	$449 (2025)
Deeds & Mortgages	May 2014 Mortgage May 2014 Second Mortgage + 3 more
APN	`06-5.0-16-002-003-151.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-002-003-151.000`

Interior

Building Area	980 sqft Base Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	140 ft deep x 45 ft wide

Location & Zoning

Street Address	1007 S 15TH ST
City	SAINT JOSEPH
State	MO
Zip	64503-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:4 BLK:83LGL DESC:
Legal Subdivision	PATEES
Legal Block	83
Legal Lot Number	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2079
Census Tract	3002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Patee Town Historic District listed 2002 · 72 contributing resources · NRIS 02000818

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 S 15TH ST, SAINT JOSEPH, MO 64503-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2014	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 13, 2014	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Apr 21, 2005	Deed of Trust, Mortgage · ARM ARGENT MORTGAGE CO LLC
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage MEMBERS MORTGAGE SERVICES
Dec 17, 2021	Warranty Deed, Transfer · VA Mortgage MEMBERS MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021
Deed Sale	Dec 17, 2021
Prior Sale	Jul 18, 2018
Deed Document Number	202113702
Deed Book / Page	3770 / 989
Prior Transfer Date	Jul 2, 2013
Prior Transfer Doc	03414/0098
Record Updated	Sep 20, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1007 S 15TH ST, SAINT JOSEPH, MO 64503-2422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03463/0003
Date	May 13, 2014
Book Page	3463/0003
Instrument	2014004470

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2044

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1007 S 15TH ST, SAINT JOSEPH, MO 64503-2422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03463/0013
Date	May 13, 2014
Book Page	3463/0013
Instrument	2014004471

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Address	KANSAS CITY, MO 64111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1007 S 15TH ST, SAINT JOSEPH, MO 64503-2422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02785/0961
Date	Apr 21, 2005
Book Page	2785/0961
Instrument	2005005833

Lender

Name	ARGENT MORTGAGE CO LLC
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.3%
Type Change Date	Apr 1, 2008
Change Frequency	6 Months
Min Rate At Change	7.3%
Max Rate At Change	9.3%
Index	6-Month LIBOR
Margin	6
Max Rate	13.3%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1007 S 15TH ST, SAINT JOSEPH, MO 64503-2422
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 N MAIN ST, INDEPENDENCE, MO 64050-2807

Mortgage

Document Number	0003771/43
Date	Dec 20, 2021
Book Page	3771/43
Instrument	2021013756

Lender

Name	MEMBERS MORTGAGE SERVICES
Type	Mortgage Company
Address	HUTCHINSON, KS 67501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 17, 2021
Property Address	1007 S 15TH ST, SAINT JOSEPH, MO 64503-2422
Document Number	003770/989
Book / Page	3770 / 989
Instrument Date	Dec 15, 2021
Instrument	2021013702
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 MANSFIELD RD, SAINT JOSEPH, MO 64504-3433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S 15TH ST, SAINT JOSEPH, MO 64503-2422

Mortgage

Document Number	2021013756
Date	Dec 17, 2021
Instrument	2021013756

Lender

Name	MEMBERS MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$449.00	$6,260 (+5.92%) Land $1,140 Building $5,120	$32,970 (+6.01%) Land $6,000 Building $26,970
2024	$449.00 (+15.72%)
2023	$388.00 (-0.77%)	$5,910 (-) Land $1,140 Building $4,770	$31,100 (-) Land $6,000 Building $25,100
2022	$391.00	$5,910 Land $1,140 Building $4,770
2021			$31,100 Land $6,000 Building $25,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

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