Monroe County property record for 1007 Rose St, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,628 sqft · built 1980 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $12,000 (Feb 1976) |
| Tax Bill | $3,563 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00520380-000000 |
| Primary APN | 00520380-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,628 sqft Living Area |
| Gross Area | 3,408 sqft |
| 1st Floor Area | 2,628 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 18 sqft |
| Patio Area | 42 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1639630 |
|---|---|
| Street Address | 1007 ROSE ST |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 10 ALL LT 4 AND NW 1/2 LT 5 ROCK HARBOR EST PB3-187 KEY LARGO OR617-671 OR617-672 OR641-812 OR987-122 OR987-124/AFF OR987-125/AFF OR987-126D/C OR118-2333/34P/R OR2189-445/47 OR2762-1799/800 |
| Legal Range | 39E |
| Legal Township | 62S |
| Legal Section | 05 |
| Legal Subdivision | ROCK HARBOR ESTATE |
| Legal Block | 10 |
| Legal Lot Number | 4,5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1007 ROSE ST, KEY LARGO, FL 33037-4115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1976 · Amount on Record |
| Deed Sale | Feb 1, 1976 · Amount on Record |
| Deed Book / Page | 641 / 812 |
| Last Transfer Date | Sep 22, 2015 |
| Transfer Doc | 0027621799 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396,477 (+5.99%) | $1,577,585 (+16.18%) Land $1,009,125 Building $568,460 | |
| 2024 | $3,563.00 (+4.55%) | ||
| 2023 | $3,408.00 (+5.51%) Homeowner's exemption | $374,082 (+3%) | $1,357,883 (+33.89%) Land $842,400 Building $515,483 |
| 2022 | $3,230.00 Homeowner's exemption | $363,187 | $1,014,174 Land $497,981 Building $516,193 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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