1007 Read St, Lockport, IL 60441 Property Records

Will County property record for 1007 Read St, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 1974
Lot Size	0.23 acres (10,172 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Oct 2025)
Tax Bill	$9,196 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-24-323-025`

Property Details

APN / Parcel Number

Primary APN	`11-04-24-323-025`
Alternative APN	`04243230250000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,172 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1007 READ ST
City	LOCKPORT
State	IL
Zip	60441-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 520 IN KELVIN GROVE SUB UNIT 5-L, BEING A SUB OF PRT OF THE SW1/4 OF SEC. 24, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	24
Legal Subdivision	KELVIN GROVE UNIT 5-L
Legal Lot Number	520
Legal Unit	5-L
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1026
Census Tract	880601

Owner

1007 Read St is owned and occupied by two individuals who bought it in October 2025.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1007 READ ST, LOCKPORT, IL 60441-3731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2024	Deed of Trust, Mortgage EILEEN MERTENS
Oct 20, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Aug 3, 2005 · Amount on File
Deed Document Number	202558391
Prior Transfer Date	Apr 15, 2002
Prior Transfer Doc	0000083500
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1007 READ ST, LOCKPORT, IL 60441-3731
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 MADISON ST, OAK PARK, IL 60302-4449

Mortgage

Document Number	0000042938
Date	Aug 22, 2024
Instrument	R2024042938

Lender

Name	EILEEN MERTENS
Type	Private Party
Address	1206 S FEDERAL ST UNIT C, CHICAGO, IL 60605

Agreement

Amount	Amount on Record
Term	7 Months
Due	Mar 1, 2025

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 20, 2025
Property Address	1007 READ ST, LOCKPORT, IL 60441-3731
Document Number	0000058391
Map Reference	DOC R69-11303
Instrument Date	Oct 1, 2025
Instrument	R2025058391
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000058392
Date	Oct 20, 2025
Instrument	R2025058392

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1007 Read St was $9,196, up 5.2% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Municipality	Lockport City
Elementary School District	Lockport School District 91 (KG - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,196.00 (+5.23%)	$126,280 (+7.2%) Land $25,265 Building $101,015	$378,840 (+7.2%) Land $75,795 Building $303,045
2024	$8,739.00	$117,798 Land $23,568 Building $94,230	$353,394 Land $70,704 Building $282,690
2022	$7,722.00 Homeowner's exemption Senior Citizen's exemption	$94,891 Land $19,736 Building $75,155	$284,673 Land $59,208 Building $225,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1007 Read St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1981–2003)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jul 2003 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 Read St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT serves 23,100 people · EPA ID IL1970500
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	40 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bertram Communications, Verizon.

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