Garrett County property record for 1007 Pine Top Trl, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,512 sqft · built 1990 |
| Lot Size | 6.48 acres (282,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Feb 2020) |
| Tax Bill | $19 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-029133 |
| Primary APN | 14-029133 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Total Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Logs |
| Roof Material | Composition Shingle |
| Lot Area | 282,269 sqft (6.48 acres) |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 029133 |
|---|---|
| Street Address | 1007 PINE TOP TRL |
| City | OAKLAND |
| State | MD |
| Zip | 21550-3089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.48 AC LOT 52 SECT III TIMBERS ON THE YOUGH |
| Legal Subdivision | TIMBERS ON YOUGH |
| Legal Lot Number | 52 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 601 |
1007 Pine Top Trl is owned and occupied by an individual who bought it in February 2020.
Source: Garrett County records, as of September 20, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1007 PINE TOP TRL, OAKLAND, MD 21550-3089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Feb 12, 2020 | Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on File |
| Deed Sale | Feb 12, 2020 · Amount on File |
| Prior Sale | Jul 27, 2009 · Amount on File |
| Deed Document Number | 0002187133 |
| Deed Book / Page | 2187 / 133 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1007 PINE TOP TRL, OAKLAND, MD 21550-3089 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022890451 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 2289/451 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Feb 12, 2020 |
| Property Address | 1007 PINE TOP TRL, OAKLAND, MD 21550-3089 |
| Document Number | 0021870133 |
| Book / Page | 2187 / 0133 |
| Map Reference | MB 3 FO 60 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MARYLAND TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002187139 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2187/139 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $19.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $214,900 | $245,300 Land $43,200 Building $202,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1007 Pine Top Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1007 Pine Top Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fiber · Fixed Wireless | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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